Get Non OA in your country get 2 years without having a Thai bank then renew with agent no fuss and open Bangkok bank account. Get 1 year insurance with big deductable if you healthy around 7000bht.Falcon insurance.
My 90 day report is due on February 9th next year after re entry. Got my visa renewed this week agent said my 90 day report will now be March 10th next year.
I applied with Falcon through Mr Prakan online on the 17th of November. Still waiting but running out of time my OA visa due soon. I will avoid both of these next time.I will probably renew now with AXA the cost has gone up after one year by 14,000 bht because of age 61.