Can I apply for an OA visa extension early and new insurance to manage premium costs at age 61?

OA Visa Extension Health Insurance for Expats Thai Visa Rules Age Premiums on Insurance Non-OA Options Insurance Costs in Thailand

December 6, 2022

2 years ago

Wyn **********

ORIGINAL POSTER

Can i apply for the OA visa extension early and new insurance to avoid a big difference in premium from 60 to 61 years of age. Thanks

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TLDR : Answer Summary

The user inquires about the possibility of applying for an OA visa extension early along with new health insurance to mitigate a premium increase from age 60 to 61. Comments suggest applying for an extension 30 to 45 days in advance, consider alternatives to the OA visa to avoid insurance requirements, and note the timing of insurance renewal can affect premium calculations.

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Graeme **********

Just be aware that the insurance company may not base their premiums on the actual date of your birthday but the year you turn a certain age. You birthday may be on say 31 Dec 2023, but if your policy is due for renewal on 01 Jan 2023 then your age on 31 Dec 2023 will be applied to the policy premium and not your current age at the date of 01 Jan 2023 renewal

2 years ago

Ian ********

Health insurance doesn’t have to be expensive, have a look on Mr Prakan for your coverage.

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2 years ago

Pascal *****

@Ian *******

why you sent a link with affiliate, need money.?😂💰

2 years ago

Reply to

Pascal *****

Dave *********

How much r u paying now per month? Do u have preexisting conditions which are making it costly? I’m 62 going on 63.

2 years ago

Wyn **********

ORIGINAL POSTER

@Dave ********

Axa have quoted me £177 a year with 300,000 bht deductuble at 60 but at 61 its £510. Im currently paying £720 with Luma no deductible.

2 years ago

Dave *********

@Wyn *********

That’s like $875 USD per year. Crazy cheap since I’m paying almost $1600 a month in USA w a $8000 USD deductible.

2 years ago

Reply to

Dave *********

Brandon ************

You can apply for an extension when you have 30 days left in most offices, or 45 days in Bangkok and Chiang Mai.

You could also explore some options to get off the non-OA and drop the insurance requirement altogether.

2 years ago

Reply to

Brandon ************

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What are my options for renewing my O-A visa in Thailand and dealing with health insurance?

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