The major benefit of the DTV for me is it's for 5 years. I travel often so the multi entry is a massive bonus. Have multiple bank accounts here already while on non o retirement. If over time they close I have accounts in Cambodia that will allow me to scan here. Revolut account allows me to hold Baht and pay anywhere card is accepted which is certainly a lot more than a few years ago.
The absolute benefit is I don't have to visit an immigration office for at least 5 years. That alone is priceless. So for me DTV every time and I'll reassess in 5 years
yet nothing has actually changed since the visa was started, same requirements. All visas are forced on immigration, that's the way it works. So from what I and many others have seen nothing has changed and again just a number of doom posters that think differently. I think the other way. Tourism is down massively and they need people here so it will likely get easier. But that as I say is just an opinion