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thai banking regulations

Showing 54 questions

This page displays all the results for the Thai banking regulations tag, sorted by the most recent activity. There are a total of 54 questions that have been tagged with Thai banking regulations. Explore the questions to find discussions and information relevant to this topic.
Aug 1, 2025
3 days ago
Toni *******
ORIGINAL POSTER
Just came to my mind, about bank accounts. Bangkok bank started sending messages to customers they need to vwrify their info, early this year.

First, I went to bangkok bank, and since my phone number was same as when i opened my account long time ago with visa exempt, they told me everything ok but i needed to go truemove to identify myself.

Just now, having a conversation elsewhere, I just realized bangkok bank wasnt interested in my visa, they asked nothing about it, only told me i need to verify my number with the operator (picture, address and maybe something else i dont remember).

So be cool, they are not interested in your visa type if you already have an account with them.

Peace out 😘
Jul 28, 2025
7 days ago
Kirill *********
ORIGINAL POSTER
Has anyone here managed to buy a car on credit with a DTV visa? I’ve heard of people who’ve done it, but only through second-hand stories. Maybe someone here has actually gone through it themselves? I have a couple of questions — what challenges did you face, how did you solve them? Was a Thai guarantor needed? And so on.
Jul 25, 2025
11 days ago
I've been coming to Thailand for 2 or 3 weeks holiday each year for more than 20 years - I run my own business back in Australia so always need to work a few hours each day when I'm here. I have downsized my business significantly so it can be managed remotely and now only work up to 10 hours per week. I intend spending much more time in Thailand in the coming years so am looking at DTV. With showing 500kTHB is it acceptable to show that (more than) in share holdings or does it have to be a bank account?

Also, is it OK to have a combination of income and bank account similar to what can be done with retirement visa? Thanks all for any advice.
Jul 18, 2025
18 days ago
Pom *************
ORIGINAL POSTER
With Kasikorn Bank. I don't have an app. Don't even have a smart phone, yes it is possible to survive without.

All the new regulations with facial scan and maximal withdraw amount, does that affect me at all ?

Normally I withdraw over the counter a couple of times per year and move money to my trading account once a year. Each time around 200.000 per transaction. Don't use ATM. Use the debit card for online shopping. Once a year I get the letter for immigration from the bank.

Does the new rules affect me a any way ?
Jul 18, 2025
18 days ago
นิก *****
ORIGINAL POSTER
Kplus — Can no longer transfer more than 50k thb per “day” anymore, all I ever used the account was for getting money from Europe, twice a month for many years on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous. Been with them for 4 years with no issues. Luckily, I have four other Thai banks with no such limits. Only been using K plus because they are usually the fastest for international transfers might keep using them. Hopefully inbound won’t be impacted. I don’t think so, but won’t be using them for storing money or paying bills.
Jul 13, 2025
22 days ago
Phillip **********
ORIGINAL POSTER
When opening a bank account in Thailand to transfer the 800k baht required for retirement visa is this in a savings or current account? 🙏
Jul 11, 2025
24 days ago
Steven ******
ORIGINAL POSTER
Hi all, just thought I'd put something up here about my experience opening a bank account today. I am currently in Thailand on a Non O based around my son, this is my first Non O and I needed the bank account to apply for my visa extension. TLDR Bangkok bank wont give you a bank account on an initial Non O since the rule changes so use KBank for new accounts!

The first branch I visited was the Exchange Tower Bangkok bank. The lady I spoke to wasnt very polite and it was clear she didn't want anything to do with me. She asked for a copy of my passport, my driving license, my sons birth certificate, my girlfriends ID and a copy of my sons passport. When I showed her printed copies of all of this she told me I needed a letter from a UK embassy that confirmed my passport was truly my passport. At this point I thanked her for her time and left.

The second branch I visited was the Bangkok bank opposite Sukhumvit Soi 11. This was a very different experience, the lady was very polite and started to process my application until she noticed the stamp in my passport was only for 3 months. At this point she explained that with the recent changes to Thai banking, Bangkok bank will no longer give bank accounts to anyone who hasn't already extended their visa. Basically anything less than 4 months and the banks policy is to refuse you.

The third and final branch I went to was the Kasikorn Bank in the Two Pacific Place building in Sukhumvit, just a short walk from the Nana BTS station. The lady was very helpful, only required to see an electronic version of my visa, an original passport, sons birth certificate and my girlfriends national ID card. I was only in the branch for about 30 minutes and I left with a new account, a functioning app on my phone and she even gave me a little tour of the KPlus banking app before I left.
Jul 10, 2025
a month ago
Bigd **********
ORIGINAL POSTER
I'm still confused. I am trying to go the OA route and one must apply outside Thailand (TL).

I won't have the 800k thb (no comments please) but I earn 100k thb each month social security and have for 1.5 years. Soon to start collecting on a pension, LTR eventually). The US LA Consulate page has three options for income verification for the OA:

1. 800 thb in bank last 3 months;

1. income certificate for 65k thb (US embassy does not do this)

2. "or a deposit account plus a monthly income totaling not less than 800k thb (in one year). In the case of submitting a bank statement, a letter of guarantee from bank (an original copy) is required."

It goes on to say "Recent bank statement showing the applicant's name and ending balance of no less that $30,000 or proof of monthly income of not less that $2500/month along with the current bank statement showing incoming income."

Question: If Im outside, how would this have to be in a Thai bank? Can't set one up without a long-term visa.
Jun 22, 2025
a month ago
Anthony ***********
ORIGINAL POSTER
I’m English and my wife is Polish, I’m already in Thailand on Non O retirement visa and building a home ready to move my wife and dogs once completed.

My wife has Polish and soon UK passport and turns 50 on September the 1st.

I have Thai bank account and she doesn’t.

With new banking regulations I see the only way for us to get the bank account open is to apply for 90 day Non O in the UK, I assume once she’s turned 50 or could we do it before? Then open her a bank account once she’s here, deposit the 800,000 and apply for the extension after 2 months?

Sorry if any of my terminology is incorrect.
Jun 20, 2025
2 months ago
Sean *********
ORIGINAL POSTER
Hi, just wondering if the banks have changed the amount you can transfer from abroad, I was using wise and this message popped up. I never read about a change. I thought the max was 50k apart from the big 3 banks.
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