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thai banking regulations
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Banking question. I cannot get an answer from immigration:
I am fine putting ฿800,000 in a bank account . But I want to get decent interest. The bank tells me I can get a decent 2.4% interest in a fixed account. However, that money cannot be accessed by ATM or the banking app for things like making payments.
I don’t want to put the 800,000 into their savings book account because it only gets 0.25% .
Also, I want to have my pension deposit every month over the next 12 months so I can in one year get my 800,000 back.
Question: can I have two accounts? One with a bank that is a fixed account that I put the 800,000 in and I do not touch for the year and I get 2.4%.
Then A regular savings account where I would deposit my 65,000 baht every month so in 12 months I can show that I have the pension and I can get my 800,000 back
Will that be allowed? Same bank just two different accounts. The savings account that I deposit my pension into I could then use for paying bills, etc., and withdrawal from ATM.
I’ve been on a DTV visa for two months, and I’ve visited almost all the banks in Bangkok, including Kasikorn Bank, Bangkok Bank, and several others. I’ve even tried different branches in less touristy areas, but no one is willing to open a bank account for me.
This makes it very difficult to pay rent and utility bills every month. I would greatly appreciate any advice or leads that could help.
I had a retirement visa a couple of years ago, but as I spent more time in Europe it expired. I kept the 800k in my account here though. I want to change my present tourist visa to a Non-Immi, then retirement. As per the last 2-3 times I got a retirement visa I got the statement from the bank confirming I have the 800k in my account. However, the woman at the reception in immigration is saying I have to send the 800k again, and I can't get my head around what she means. Can someone explain, because I see no reference to this on the form telling us what documents are required.