Better off applying for the Non O as planned however when you land in Pattaya open bank accounts yourself, don’t deposit 800K each, then use an visa agent to do proof of funds, they will charge circa 14,000 baht each per annum to do the 12 month extension for both of you. If you leave the 800,000 baht equivalent in a UK bank it’ll earn more interest than the cost of paying to use a visa agent.

Nongnuch Kamdee at any point did I comment that they should use continuous 90 day non O visas?

Abey Abey so your sole reason for getting the 90 day non O is to open a bank account because that would help, and not because you want to stay in Thailand any length of time. If you consider the cost and hassle involved to acquire the 90 day visa, is having a Thai bank account actually needed seeing as you only intended to visit Thailand on short trips, surely visa exemption stamps would suffice?

Jonny Larsson unbelievable that you’re answering questions when you’re clueless to the basics

The 90 day Non O is issued to you on the basis that you intend to have a 90 day holiday, it was issued on the prerequisite that you are a ‘retiree’ with 800,000 baht equivalent in your bank account. The visa isn’t and never will be a ‘retirement’ visa, it’s always a 90 day Non O, that can be extended by 12 months at the immigration officers ‘discretion’. When the Embassy issue the Non O there is no requirement that you need to extend for another 12 months.

Kim Nielsen chatting shit yah muppet, I required a Residency Cert and immigration officer asked me which bank, I told her Bangkok Bank and thought nothing of it. I went to the Bangkok Bank with everything I needed and they wanted me to take out the 6000 baht insurance and I refused. I then went to two other Thai banks with the required documentation and Residency Certificate and both banks told me I couldn’t use the Residency Certificate as it said Bangkok Bank on my cert CLOWN

You need a Residency Cert from immigration plus you need to tell the immigration dept which bank and they put the bank name on the residency certificate

George Kattapuram the best route to take if you have the time is apply for the 90 day visa first, that saves so much hassle and cost when you arrive in Thailand. Then open up a Thai bank account, even though you have the funds I personally would leave the funds in your home country earning interest as the interest accrued is much more than the cost of using a Visa agent in Thailand. If you can transfer the 65K per month then there's no need to use an agent, however transferring a lump sum of 800,000 baht to a Thai bank actually works out to be the most expensive option as the money is sitting in the Thai bank earning next to zero interest, that money is best left in your home country then use the interest to pay a Visa agent

There's one on every flight

Why don't you travel from Hong Kong to Malaysia, save yourself time, money, hassle and worry?