I believe many of the banks are stopping to offer online services. They only want people to use the mobile app, because they can restrict that to a single phone number they know is registered to the same name as the person on the account. It's a new measure because the Thai government is going to start holding the banks responsible when there are frauds and scams, so the banks are closing all the possibilities that they can.

There is no Thai girlfriend visa. If you are over 50 you can apply for the non-O retirement visa. If you're under 50, about the only option you have is the DTV.

There is no multiple entry non-O visa. Most embassies haven't been issuing them for years, and the last ones that did stopped when they switched to e-visa in January.

The non-O gives you 90 days to arrive in Thailand, open your bank account, and get everything setup for your 1-year extension. You'll need to have your proof of funds in the account within 30 days because when you apply for your 1-year extension the money must have already been in your account for 2 full months.

First of all, it's the non-OA visa, not the AO visa.

You cannot self-insure for non-OA. You must purchase approved insurance from one of the approved Thai companies on the embassy list.

If you don't want to have to worry about insurance, get the non-O visa instead. That does not require insurance, medical certificate, or background check like the non-OA visa requires.

@Fabiola *********

It's much, much more about how long than it is about how many. If you only stayed 35 days so far in 2025, then you are probably okay unless you have a lot of history before than or an education visa in your passport. But you'll almost always get a warning before they actually deny entry.

I've never heard of anyone actually using the non-OX visa except Australians when one of the embassies there made it easy.

That will depend on the embassy. Some embassies might accept it, and some might not. Some might require double the amount of funds if they do accept it, since only 50% is yours.

The embassies are closed for Songkran

You would want to contact the facility to find out. They are the ones who would be responsible for applying for the visa with paperwork from a doctor, so it would be up to them if they're willing to do it and if they know of the process.

As of July 2024 the limit was removed. There is now no limit cited in any policy. But that doesn't mean it's unlimited. Every entry is at the discretion of the immigration officer you are standing in front of, and if they feel you're not a tourist and/or you are abusing short term entries by trying to stay in Thailand long term, you'll be questioned and possibly denied entry. Many reports of this happening to people after only a single 60-day visa exempt entry with a 30-day extension.