Plus at 65k thb a year, it’s 12 years to put in the 800k. So 70,000 thb the rest if your life is an exaggeration unless you intend on dying in the next 12 years. So…that’s only $24k USD for the hassle and stress of not making a payment for 12 years.
12,000 THB? That’s only like $375. No offense…that would be dirt cheap in the US. I pay $15,000 USD a year in US for an hmo and that’s not counting out of pocket expenses. Just for the insurance.