In telling of my experience, others will learn some valuable information. Unfortunately, this information will not help some of the audience here.

I have a US passport, 68 yo, United Healthcare Medicare Advantage plan, no Thailand Health Insurance, Non-O marriage visa, live in Ratchaburi for 6 months each year.

Starting in mid-December I contracted a medical condition that sent me to the ER 5 times. 3 visits to Bangkok Hospital Ratchaburi, 1 visit to Ratchaburi Hospital and 1 visit to Bamrumgrad Hospital.

All of the claims that I submitted electronically to my US health insurance were paid. Some were reimbursed 100% and others around 80%.

Most US Medicare Advantage plans will reimburse you if you are overseas, except Puerto Rico and a few other exceptions. Care on a cruise ship is covered the same way. You are not covered if you are outside the US for longer than 6 months in that year.

I researched this in July 2024 and used it in December 2024 and January 2025.

Hi I am relocating to Thailand in March. Anyone have any recommendations for companies with good health insurance please?

I contacted the hospital and tried asking for the hospital to confirm my long term treatment in Thailand which I previously had a lasik surgery with them back in 2023 DEC. However they couldn’t provide the documents for me and stated that my case was by appointments only. Is there any other ways?

[750 baht a month health insurance]

Good morning. My post is loosely visa/work permit related so I hope someone will be able to offer some advice. I have a Non B visa in my passport and have just recently been issued a work permit.

Someone has told me that my school or I can apply for health insurance which is 750 baht a month and 'covers everything'. Can anyone shed any light on whether I would qualify, extent of coverage (for example will it cover riding a motorbike with a Thai driving licence), where it can be used and any other relevant info.

If possible I want to be absolutely clear about this and therefore covered, last year I was quoted 215k Thai baht for a back operation and had to go home for 3 months - so this is important to me. Any questions or anything I have not made clear - please ask.

Many thanks in advance.....