You are way over thinking it but the best option is to get the certificate. If cannot then rent the rent the best bike you can until you sort it out ..even if it takes months. Don't think too much!
many countries entering recessions. I expect companies will be lowering dividends, governments lowering interest rates and rental properties sitting empty. Interesting times…I’m tempted to go for LTR but I can’t predict what the BOI will accept as verifiable or accepted income now and 5 years from now. I think best is to go to BKK and meet in person for application. If I learn anything helpful I’ll come back and post.
to your question about giving up I'm a bit concerned that if I need to swing back to non o from elite it would no longer be available. But I think the elite, if there were the ability to renew down the road I'd so that..but who knows what will be available to a 70 something year old with a lot invested into Thailand only to lose it over visa issues.
the LTR is not coming through as promised. Maybe as they learn and adapt (same as when the elite was first issued - originally the elite was going to allow you to buy land and get work permit..neither came to pass ruffled some feathers but worked itself out). The LTR is too new to be referred to as an "original gangsta" given it came out in September unless you are referring to the early days OA?