Which visa are you using?

@Olivia *********

this has changed in 2024 tax year.

@Ken **********

hehe. I ended up wandering around Türkiye, where I lived for a year, and then Eastern Europe again and Northern Europe for the first time. Next up Oman, where I lived for 6 years and Singapore where I lived for 4 years. Then back to Thailand to extend my NonO for another year.

I like your path also I still need to pop over to see da nang at some point.

I will enjoy Thailand for 179 days in 2024. 😀

@Jeff ******

they required no physical and so anything could potentially be denied if they think it was pre-existing. I could have done tons more paperwork and tried to prove I had no majors pre-existing but I figure insurance as an individual buyer is all a crapshoot anyway.

@Neil *****

thx

@Neil *****

source??

@Neil *****

let us be honest. It is all a crapshoot when we are dealing with medical insurance as individual payees. The companies in the usa used to treat individual payees horribly in the usa since they knew they could easily get away with denying claims and dropping clients or raising premiums to exorbitant amounts after a claim.

It is probably still just as bad in the usa but I have been gone for over 12 years and I still remember that insurance companies only treated you well if your employer spent enough money with the company.

But at least this way, I have made a good-faith effort to have proper medical insurance in case I end up needing a go-fund-me later in life if my insurance company treats me unfairly.

@David **

whatever suits them best

Allianz global health (except usa). Yearly 3160 usd. 2.5 million usd coverage but 2k usd deductible.

Lots of small print and two-year moratorium etc.