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Do my husband and I both need to maintain 800,000 Baht each for a retirement visa in Thailand or can we use a joint account?

Thailand Retirement Visa Financial Requirements NON-O Visa Immigration Expat Guidance Visa Rules

Sep 22, 2025

7 months ago

Jay *****

ORIGINAL POSTER

I am reaching out for clarification on the financial requirements for a retirement visa in Thailand. My husband and I are planning to move there and would appreciate knowing whether we each need to maintain 800,000 Baht in our account or if a single joint account with 800,000 Baht meets the requirements for both of us?

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TLDR : Answer Summary

For a retirement visa (Non-O visa) in Thailand, both you and your husband need to maintain 800,000 Baht in separate accounts. A joint account will not meet the requirement as Thai authorities consider joint accounts as only partially owned by each person. Each applicant must show individual financial capability, so each one must have their personal account with the full amount.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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John **********

If you apply using money in a joint account your going to need double the money in any case. Thailand views joint accounts as being only 50% yours. If the money is in an account solely in the name of the applicant its possible for them to get a visa based on 800k baht and depending where you apply the other person "might" be able to get a dependent visa for no additional cost, but this is difficult. If one were to apply for the Non-OA visa it's a bit easier but still not guaranteed

7 months ago

Gerg **********

You can’t use a joint account. You each need your own account with 800,000 in it.

7 months ago

Lynnette *******

Check the Thai embassy website too, it should have the info there.

7 months ago

Don-Laura *******

Speaking to the Non-O w/retirement extension option...if each of you want your own Non-O visas/extensions, then each of you will need individual accounts. If you want to come in as a dependent spouse under your husband's Non-O, then only he needs an individual account. You of course can get your own account, but for Non-O visa purposes doing the primary/dependent spouse option, only one individual (not joint) account is required. And what Mel said above concerning the risk of the primary/dependent is definitely worth taking into consideration.

7 months ago

Mel ******

Even if they offer the dependent visa, you might want to apply on your own so that if one passes, the other is still eligible on their own to stay with no extra steps. Or maybe the dependent gets grace period to sort out things?? But you might not be in the frame of mind to deal with visas in that event so better to just be here on your own visa.

7 months ago

Nongnuch ********

@Mel *****

there is no grace period for a person who holds a "based on being a dependent" stay permit. Once the main caretaker passes away, the Stay permit becomes null and void the same day.

7 months ago

Mel ******

@Nongnuch *******

eeeks

7 months ago

Reply to

Mel ******

Anna *********

800K Thb each and you need to maintain it for 2 months before and three months after extension and then never let it go below 400K for the rest of the 12 months

7 months ago

Pete *******

You each need 800k.

7 months ago

Bob **********

You’ll both need the 800k there not issuing depend much anymore

7 months ago

J **************

Go to the Thai embassy website in Your country for the best information.

7 months ago

Reply to

J **************