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expat insurance

Showing 155 questions

This page displays all the results for the Expat Insurance tag, sorted by the most recent activity. There are a total of 155 questions that have been tagged with Expat Insurance. Explore the questions to find discussions and information relevant to this topic.
Nov 24, 2025
2 days ago
Garrett ********
ORIGINAL POSTER
This falls under the category of more, Thailand health insurance.

So, Pacific Cross is my insurance that I use here in Thailand. Had them for two years now and my policy is coming up for renewal next month.

Even though I've never had a claim in two years since joining them, and I get the discount yearly for no claims, the policy just keeps going up every year and it boggles my mind.

And now PC wants me to submit some BS prostate test and cataract's test of which I'm totally healthy for both. I'm in super great shape, I don't drink or smoke, workout everyday.

I need to look for another insurance provider that comparable to PC

if anyone here knows how I can get a cheaper policy or is an insurance broker here are my stats without giving way too much intimate detail you can just DM me

Current: UK citizens (all of us)

Me: 57yrs old

My partner: 38yrs old

Two male children: 6yrs old, 13 years old

I don't need vision, or dental, or pregnancy. and I'm willing to pay a small deductible of 10,000 Baht.

I just want inpatient covered for everything catastrophic or the main stuff etc etc etc.

The only reason I got the darn insurance in the first place wasn't for me it was for my partner and my kids, just in case anything happened if it was just me, then I'd get a super small policy that's peanuts and be done with it.

Need some recommendations from brokers with the information I gave you, not willing to give anymore information, I would just like to get a basic quote and if I like it then we can dig into the specifics, but based on what I wrote I should be able to get a ball park quote without being bombared with phone calls or emails, lol

Thanks for your recommendations
Nov 17, 2025
8 days ago
Dave **********
ORIGINAL POSTER
Can I get some advice on how much for health insurance for a retirement visa from Australia or getting one from thailand just try to get a price for a 67 year old thanks in advance
Oct 17, 2025
a month ago
Raju ********
ORIGINAL POSTER
Ref : Health Insurance

As a fit & heathy 55yr old, i will potentially be coming to thailand on a Non-0 or LTR Retirment Visa, my initial research suggests a good comprehensive health insurance policy can be as much as THB 10-20k pm. Is this correct?

Also can anyone recommend any good policies and/or broker, i'm looking for a comprehensive policy with no nasty exclusions, would prefer higher limits and the best coverage

i have not ruled out Thai Insurers, but would prefer the most extensive types of policy

thanks in advance
Oct 12, 2025
a month ago
Hey everyone, I have always been on Alianz Care health insurance because I move between different countries, I am planning on staying for a while in Thailand and wanted to ask, what do you guys do for health insurance and are there any specific solutions that works in Thailand and other countries? Thanks
Oct 3, 2025
2 months ago
Deniz *********
ORIGINAL POSTER
Hello to everyone 🙏😊

Does anyone have any experiences with a cheap Thai health insurance which fulfills the requirements for getting a OA retirement Visa ?

I just need this insurance for the Visa issue. I have another health insurance which is not accepted for this purpose.

Thank you for all your help in advance.

And please say something when you know something.

🙏😊🙏
Sep 28, 2025
2 months ago
Hi everyone, I got my DTV approved via Madrid.

Can you recommend a good and affordable health insurance please? Thanks 🙏🏽
Sep 17, 2025
2 months ago
Gary **********
ORIGINAL POSTER
Looking for advice re insurance to support O-A visa from UK Thai Embassy in London. I have previously (for many years, lastly in 2023) used a UK insurance company alongside their completion of the required certificate. This has in the past always been accepted and the visa issued. This year, I have received the attached insurance rejection message. It seems that now a ‘health insurance policy’ is required, rather than a ‘travel insurance’ policy with included medical cover. Does anyone have any experience of this and know any ways to resolve it? Failing this, what’s a cheap insurance company to offer me the cover? - I’ve already bought the UK insurance and it can’t be cancelled.

——

Thai Embassy/ The Royal Thai Consulate-General would like to request for additional documents as follows:

Health Insurance issued by a Thai or foreign insurer, covering general illnesses, including COVID-19, with a minimum insured sum of 100,000 USD or 3,000,000 THB.: -

Your travel insurance is not accepted (Health Insurance ONLY). It shall cover the whole duration of your stay and meet all our requirements. You need a new Health Insurance. Please visit [members only]

Foreign Insurance Certificate, as stipulated by the Office of Insurance Commission and Health Insurance of Thailand, must be completed, signed, and stamped by the insurance company. The form can be downloaded from [members only].: -

The new Foreign Insurance Certificate must be completed, SIGNED and OFFICIAL STAMPED by the insurance company. The form can be downloaded from. [members only]
Sep 6, 2025
3 months ago
Successful***********
ORIGINAL POSTER
It's a little off topic but I guess most of us use health insurance as a part of digital nomading life.

For last 2 years I've been using Safety Wing (Vumi insurance) and I had a feeling I'm overpaying due to using third party but turns out that for circa $1500 it's very good insurance compared to buying directly from insurers like AXA, Allianz etc.

While in most cases inpatient it's decent (but still below Safety Wing), outpatient benefits are negligible basically while it's $5000 on Safety Wing policies which can cover few serious tests like MRI, PET if necessary without overnight stay in hospital.

What's your experience with global health insurances? Any reasonable offers on the market below $1000 without losing most benefits from Safety Wing? Do you read T&Cs or just buy whatever and hope for the best? 😁
Jul 25, 2025
4 months ago
We're here until October on a tourist visa will then complete DTV in australia before returning.

How have others transitioned their travel insurance? Do we need to cancel our normal policy and transition to expat insurance?

For context we are 31 and 32 with a 2.5 year old.

We've got a 12 month lease and car here. From australia.
Jul 14, 2025
4 months ago
Douglas ******
ORIGINAL POSTER
INSURANCE RECOMMENDATIONS?

Coming to thailand in 10/2025.

My wife is a Thai citizen & now an American citizen.

We are retiring to Thailand.

I am 67 years old in excellent health.

Entering on a Non O Visa (Siam Legal)

800k baht will be deposited in my own bank account.

I know insurance is required.

Recommendations for insurance please?

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