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Answereda year ago

What is the reference number for Wise transfers when applying for a retirement extension in Thailand, and are there any recent issues with getting bank statements from Bangkok Bank?

Ling *****
asked Aug 8, 2025
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I have decided that for my 2nd retirement extension next year that I will use the 65,000 baht monthly deposit method. What I would like to know is what do you use for your reference number when you are using Wise for your monthly transfers? (the transfers are marked as international funds transfer already).

My second question is has anyone had any problems in the last month getting a full year print out and yearly bank letter from Bangkok Bank lately? Thank you.
Answer summary
The user plans to use the 65,000 baht monthly deposit method for their second retirement extension in Thailand and seeks advice on what reference number to use for transfers through Wise. They also inquire about recent experiences regarding obtaining a full year bank statement and a yearly letter from Bangkok Bank. Comments reveal that Wise transfers can be marked as international by selecting appropriate reasons, and users have shared various experiences regarding the ease of obtaining statements from Bangkok Bank, noting that the app can provide statements quickly.
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Frangipani *******
Frangipani *******
You will need a 12 month printed statement from your bank - no signature needed.

Most Immigration Offices also require an up to date bank book AND a signed letter from your bank.

Please check with your Immigration Office what their requirements are,

I hope this helps 😃
Glenn *****
Glenn *****
@Frangipani ******
It is a formated letter and at least with BBL, it is signed. See the previous example.
Frangipani *******
Frangipani *******
@Glenn ****
as I said in my previous post, statements are not signed. The verification letter from the bank is.
Frank **********
Frank **********
Yes, make sure you check the year statement from Bangkok Bank. I didn't check it until I had already left the bank and noticed they left off two months. I went back to the bank and I still had to pay extra for those months and it was their fault. 5555
David *******
David *******
@Frank *********
The statement you can now download doesn't cost anything
Frank **********
Frank **********
@David ******
yes I know I downloaded that one too. The Immigration Officer I had did not like the Bangkok Bank statement. 5555
Steve *****
Steve *****
just give them a weeks noticeand you shouldnt haveany problems i usally give wise statement also to back it up
Glenn *****
Glenn *****
@Steve ****
I had one stupid issue. I picked up the letter, it looked ok, then I brought it to immigration. The next day I got a call that it had been rejected.

The date of the letter was incorrect. So I had to go back to the bank and get it fixed. Then there was no problem.
Steve *****
Steve *****
if you get your paper work right there shouldt be a problem dowenload all the forms takeyour time and it will be easy
Glenn *****
Glenn *****
@Stuart **********
no

Here is an example
David *******
David *******
@Glenn ****
Bangkok Bank doesn't issue these summaries anymore. You now get a full 12-month statement of all transactions
Stuart ***********
Stuart ***********
@Glenn ****
thank you Glenn, that's really helpful. I will try it in a few weeks when I apply to extend again.
Ling *****
Ling *****
OP
@Glenn ****
can you expand on this please? My first 65k went in on July 4th and my second one went in on August 8th. To do it properly, what date must be showing on my last transfer next year?
Glenn *****
Glenn *****
@Ling ****
"similar" dates each month. I was always within a week but it is possible that it could be more. For sure, never miss a month or else you have to start over.
Glenn *****
Glenn *****
@Ling ****
Up to you but you can also set up a automatic schedule
Ling *****
Ling *****
OP
Dirk **************
Dirk **************
Make sure your immigration office accepts this option!
Richard ********
Richard ********
@Dirk *************
why wouldn't they, it's written up on the Thai immi websites everywhere I have looked.
Mel ******
Mel ******
@Richard *******
each province has slightly different rules and they can change over time.
Dirk **************
Dirk **************
@Richard *******
well, consider yourself to stand corrected. Maybe you can tell that to the immigration in Samut Prakan 🙏
Richard ********
Richard ********
@Mel *****
@Dirk *************
I didn’t arrive yesterday, I have never known of any IMMI office that did not accept the 65k/ month.🧐🤪🤪 It’s actually legislated in their parliament.
Dirk **************
Dirk **************
@Richard *******
Richard Julius our immigration office in Samut Prakan does not accept the monthly FTT but wants to see the 400.000/
*****
**********
THB in a bank account at least two months before the extension.
Vinny **************
Vinny **************
Long term stay comes up as international transfer
Peter ********
Peter ********
Max *************
Max *************
@Vinny *************
It actually depends on which Thai bank you have.
Vinny **************
Vinny **************
@Max ************
true Bangkok bank it does
Max *************
Max *************
@Vinny *************
Yes,it normally does unless bad karma hits you. My transfers have always shown up as international at Bangkok Bank. Shit will eventually happen but there are ways to fix that if needed. No biggie.
David *******
David *******
@Max ************
Best to use Bangkok Bank. The most farang-friendly bank in Thailand
Max *************
Max *************
@David ******
That's what I've always said. But try to explain that to people here. People who have been here a very short time and failed to open a bank account. Go figure.
Laurie ********
Laurie ********
I recently tried this method with Bangkok Bank. I had to use my home bank to order the 12 month statement. I had to come back a week later to pick up the paperwork to include a statement from the bank itself. You need plenty of time.Cost was approx 500 baht or thereabouts
Paul *******
Paul *******
You will not be applying for a Retirement Extension. You will be applying for an Extension of Stay based on being over 50 years of age.
Roberto *********
Roberto *********
I did extension using 65k transfers on Monday this week. Use Wise/Bangkok Bank for transfers. Here's my report

********************************************
Ling *****
Ling *****
OP
@Roberto ********
thank you. It seems Bangkok Bank is functioning quite normally for the 65k method and they issue statements as required. Thanks again.
Billy **********
Billy **********
@Roberto ********
excellent 🫵
Billy **********
Billy **********
Much obliged ✌️
May ******
May ******
How do you get wise to Mark transfers as international funds transfers.
Dick ********
Dick ********
@May *****
select “For long term Stay” in reason for transfer
Ling *****
Ling *****
OP
@May *****
they ask the reason for sending funds. Click in that box and it gives you list of choices for the transfer and choose "funds for long term stay".
Max *************
Max *************
@Ling ****
The "Purchase property" reason also triggers the transfer to show up as international/foreign together with "Funds for long term stay in Thailand". If it shows up as international or not depends on the receiving bank. Same with the bank code.
Max *************
Max *************
@May *****
"Officially" according to Wise "Purchase property" should work. But shit do happen.
May ******
May ******
@Max ************
This is why I asked, I marked for purchase property and bkk bank did not accept.
Glenn *****
Glenn *****
@May *****
select long term stay
Keith ************
Keith ************
I don't put in a reference number when using Wise. I use the mobile app to email a year's worth of statements (so I don't have to wait a week for the bank to send it) and go to the bank for the letter. No problem for April, which was the last time I did it.
Chris ****
Chris ****
Bbk will give you the statements and letter for sure. They love it when you come in a week before to give them a heads up than walk in and ask same day. They know the drill too so don’t try explaining to them line it’s their first time.
Max *************
Max *************
@Chris ***
You can at some immigration offices now use a print out from Bangkok Banks app =12 months bank statement. It even works at CW immigration in Bangkok.
John **********
John **********
@Max ************
the statement from the app is accepted in most immigration offices but you have to be careful it covers the period you require. I've had one rejected because it fell short by a few days
Max *************
Max *************
@John *********
Yeah, I know.
David *******
David *******
@Chris ***
No longer required. You can get the statement from the Bangkok Bank app
Chris ****
Chris ****
@David ******
and you don’t need to visit bank to get the letter attesting to the statements being accurate?
David *******
David *******
Pete *******
Pete *******
My branch of Bangkok Bank requires 5 working days to provide a 12 month statement.
David *******
David *******
@Pete ******
Not necessary now. You can get the 12-month statement from the Bangkok Bank app. Overnight service
Pete *******
Pete *******
@David ******
is that yearly statement stamped by the bank and accepted by Jomtien Immigration?
Martin **********
Martin **********
@David ******
That is good to hear. But indeed, not sure if Jomtien accept. I had last time a bank statement also
David *******
David *******
@Pete ******
It's not stamped by the bank as it's sent to your email address. You'd have to ask at Jomtien if they accept it. I can only talk of CW
John **********
John **********
@David ******
as long as that statement covers the entirety of the period from your last extension, particularly if you use yearly funds. It doesn't really give you 12 months, it gives you the current month and the 11 prior months
John **********
John **********
@David ******
if you do monthly income it probably works fine for you. I do annual money and my extension is usually processed close to the end of the month. I normally just request the statements from the bank a week before I want them but a couple of years ago the bank managed to lose them and I didn't have enough time to request them again so thought I'd use the ones provided by the app. Immigration refused to accept them because they didn't quite go back far enough (from memory there was around 10 days missing immediately after my last extension). Luckily I then discovered that you can get the exact same statements that you normally have to wait 5 working days for emailed directly to you and they arrive around lunchtime the day after you order them.
David *******
David *******
@John *********
It gives full twelve months. The current month plus 11 is twelve months. The requirement is 12 x 65k transfers leading up to the date of application.
John **********
John **********
Select...Funds for long term stay in Thailand
Phil ******
Phil ******
@John *********
i believe he did this as marked international
John ******
John ******
Further question, please advise if the applicant uses this method of income or pension, does it need to have a verification letter from the embassy or consulate supporting the application of extension of stay? Thanks.
John **********
John **********
@John *****
it depends. If your embassy in Thailand provides an income affidavit then some immigration offices require that you use that.
Mary ********
Mary ********
@John *****
the US consulate/embassy no longer provides the letter.
David *******
David *******
The full year statement is available from the Bangkok Bank app. You send the request and you get the statement next day
Phil ******
Phil ******
@David ******
I've heard it needs to be an original copy stamped and signed by the bank
David *******
David *******
@Phil *****
Banks stopped stamping statements a couple of years ago, but yes immigration initially wanted the original computer print-out. However, CW now accepts the emailed statement along with updated bank book
Phil ******
Phil ******
@David ******
excellent guess the OP needs to visit his IO and ask what they want
David *******
David *******
@Phil *****
I can only speak about CW. Every office has its own nuances. There was a report yesterday that Hua Hin accepts the email print-out
Phil ******
Phil ******
@David ******
i don't know. Alister my friend required an original copy which was stamped and signed for IO in Petchabuun.
David *******
David *******
@Phil *****
I did it last week at CW. Maybe some provincial offices have a different policy. I know Bangkok Bank in Bangkok haven't stamped the statements for the last three years and will now accept the emailed 12-month statement. Pattaya has more dodgy agents than anywhere else in Thailand so it's possible they are paranoid?
Phil ******
Phil ******
@David ******
yes but now some IO's need and original copy not a bw copy and want the stamp date and signature from the bank. Its all over the Pattaya bank issue.. my friend in Petchabun had to do this and yes he spoke to the same lady 3 times before in the past.
Stuart ***********
Stuart ***********
@David ******
is it an electronic copy that they send online or does it go to your branch David? Also, do immigration offices readily accept this version of statement? Many thanks.
Phil ******
Phil ******
@Stuart **********
everything's now changed in the past 2 moths so a printed copy and signed off as some io's are becoming pedantic
Stuart ***********
Stuart ***********
@Phil *****
okay thanks Phil.
David *******
David *******
@Stuart **********
No need to go to the branch. The statement is sent to your email. You print it and present it to immigration. It's accepted at CW
Stuart ***********
Stuart ***********
@David ******
thank you David, I will try it at Hua Hin.
Nick ************
Nick ************
@David ******
it was accepted at Nakhon Phanom too much to my surprise.
Glenn *****
Glenn *****
@David ******
no. It is not a statement it is a signed letter from the bank
Neil ********
Neil ********
@David ******
by email
David *******
David *******
Peter *********
Peter *********
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