For Americans living in Thailand…how does $3000 USD/month equate in Thailand? Not conversion to bahts but $3k in America is like living on how much USD in Thailand? That make sense? Does it feel like I have $5-6k in Thailand? 🤷
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TLDR : Answer Summary
For Americans living in Thailand, $3000 USD per month can feel like an equivalent of $9000 to $15000 in the US, depending on lifestyle and location. Comments suggest that a comfortable lifestyle is possible on this budget, particularly in regions outside of Bangkok, with many expats feeling they have significantly greater purchasing power compared to their life in the US. The overall consensus is that the cost of living, especially for housing and food, is much lower in Thailand, allowing for a more luxurious lifestyle at a fraction of the cost.
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Maybe the rent is the most expensive. But where in the US you can get a meal for 1-3$ ?
Ingvar *******
Even US $ can crash with maybe 50%.
Steve *******
Don't drink... I drink twice a year only. Asia is better sober. Drinking leads to bar girls which lead to sorrow and despair. Hit the gym, go to the cinema and date beautiful ladies but avoid drinking alcohol at all costs 😉 thank me later 🙏
Steve *******
Excellent amount. If your have that income get your ass to Asia. It's actually the perfect amount. (Or close enough 1000 USD a week is perfect) . . Don't be scared, do it. I been here for 5 years working online for the same amount. It's extremely doable. I save 600 USD a month and spend most of my time traveling around Asia. Reach out if you need advice.
Sieglien ************
Because of the strong US dollar compared to the Thai baht, a lot of Americans now have more spending power without earning more — and that’s created a kind of exodus to Thailand. As a result, housing prices are going up. I actually saw the same thing happen in Portugal. In just four years, rents doubled because Americans could afford to pay more. It’s nobody’s fault, but it’s definitely something I’ve noticed and find quite striking.
Robert *****
I live on $1000 USD A MONTH IN BANGKOK. THATS MY SELF IMPOSED BUDGET.
No but I did, Then found out the truth about the country for my eyes
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Josh *********
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Hugh **********
Lot of people here seem to think the budget only involves living costs, what about medical/ dental/ visas etc… I think a lot of people think they are going to be healthy for the rest of their lives. 😑
Erhardt *********
This post has been most informative, I have read most replies. We are planning our move to Pattaya hopefully by the end of the year. My son has two condo in Patumnak Pattaya. Last year we visited him for 6 weeks. He lives in Atlanta GA but visits 2-3 times a year with his Thai wife of 10 years. Downsizing to a 1500 sq foot condominium is something I’m looking forward to although we have never lived in an apartment or condo before during our 54 years of marriage. We are waiting for the condo to be fully renovated and furnished so our move will be a seamless as possible. We are planning to live the best and last years of our lives there. No vehicle needed.
Just the savings on insurance, tags, maintenance on four vehicles, property tax, healthcare saving makes this move a no brainer.
We will have a 30 year lease, my son is also on the lease from our daughter in law which is the owner of the condo. We qualify for a wealth visa, and we may buy an elite visa, not sure which one to choose. My son wants to retire in Thailand at age 50 so us living there makes perfect sense.
My most important concern is if ever we need assistance in living and health care we could continue to stay in our condo and not be forced into a care facility. We plan on a having a maid part time to help us, even though we are still able to do most daily things for ourselves. Our monthly income well exceeds any requirement, and we could afford mostly anything we would need in our second retirement in Thailand. I have been retired for over 20 years. I love Thai food and the Thai people. The climate is cooler than Las Vegas in the summer time June to Aug. Coming from Seattle I don’t mind the rain although much heavier in nature.
We are looking to more of a social life than we have here in this guarded and gated community. Our friends are drying faster than the Russian soldiers on the
Ukrainian front.
Anyone else in this situation, would love to hear from you.
Private message us if you like. Any feedback is appreciated.
there are spectacular long term care facilities. Google them. We just visited a gorgeous facility here in Chiang Mai. 1 on 1 24 hour care was $3000 a month. Or do what I did. Get full time help. Our guy comes in at 9 and leaves at 6. We have a part time help some evenings. A 3rd option would be live in help. If your condo doesn't have room buy a small one in the building and your help live there.
Thank you Mary, We have 2 condos renovated into one already, three bedroom three bath, one large bedroom could be for a live in help.

Reply to
Erhardt *********
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Steve *********
You will be just fine
Alexandra *******
I'd equate it to somewhere between $9k-$12k 👍🏼
Mark *************************
3000 USD is nearly 100,000 baht. The amount of shit you could do with 100,000 baht per month here is like what you could do with 10k - 15k USD per month in the states.
Alek *********
Alan ********
Depends on living conditions and what quality of food you eat i spend north of that and it feels very similar to the US some stuff even costs more or is less quality here so you'll by more. Now are there cheaper routes you can take most definitely so your mileage may vary but this idea that you'll live like a king while being below the poverty threshold for income in the states is a stretch
Gregor **********
yes, every U.S. Dollar has double the purchase power in Thailand. You pay less than half for rentals, local food, electricity, water, carwash and restaurants, just to name a few.
Mary ********
Immigration visa requires you provide proof of 65,000 thai baht/person a month if you are using means testing. Thats just under $2000 a month US.
We live very comfortably with full time help, car lease and a house (rental) on $3000 a month. In US terms we live as well as my brother and his wife on $130k a year. And they dont have full time help.
Kiani *******
I’m living here off 800$ a month not including rent.
3k is more than enough for rent plus food and adventure. That will give u nice life here
You could live here off less than 2000 a month comfortably.
3000 u can live close to luxury haha
Matts *************
You can get a retirement visa if you have 65k/month
So that’s obviously enough to live here
Some people spend half of that, some spend double that amount
It’s all about your lifestyle
I used to have a 50k condo in Bangkok
Now I live better and healthier in a 5k apartment in Rayong, saving most of my 65k pension
I’m ten minutes from an international airport, and 30
minutes from the top tier hospitals in Pattaya
Brown ********
I'm Aussie but 3kusa is a pretty decent budget here. It's around 100k baht a month. When I was single half of that was my living expenses and the other half I spent on girls. You could spend less on girls but I loved soi6 girls mostly so paying a few drinks, room cost and the girl came to around 2500 baht or there abouts. But you could still get fit freelancers for 1500 to save a bit more. So even though Thailand is more expensive these days, 100k a month is still a good life
Rok ********
My condo in BKK is
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of the rental of an equivalent unit in suburban London. Similar the capital value ratio. Food eating only organic (cooked at home) is same price as London. Transport at
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th of equivalent in London. I am sure the value ratio would be very different for different parts of US but compared to London the Bangkok is at about 400% -500% lifestyle ratio.
Chris *********
Yes it will feel like your well off. Compared to how you are living in the US. Your quality of life will sky rocket as you'll see your able to save money each month, while living really good.
Milan ********
Cost of living varies significantly around the US. And CoL can vary somewhat in Thailand too, city vs rural. If you want to live on the 20th floor in downtown BKK in a penthouse condo, or next to the beach in a beach town, it will cost a lot. And if you have fancy tastes it's possible to save nothing in Thailand. The locals live on almost nothing, but most westerners will not be able to tolerate that lifestyle. Something to keep in mind.
Kenny *****
$3k usd in Thailand is equivalent to about $7k a month. Let’s say for me and my wife I spend about $2k a month eat out minimum 2x a day 20% western and 80% Thai including beers.
You might spend less or more but there are people who get by with just $1k. It’s all up to your lifestyle.
Jorge ****
The US dollar has about 10 times more purchasing power in LOS for basic necessities such as rent, food, transportation, and other manual labor related work. Things like gold, cars, high end motorcycles, and other luxuries, tend to be close in price. Use the price of food at a shopping mall (the place most locals cannot afford to eat) as a reference point. The exchange rate now is about 32.5 THB/USD.
Elías ********
Well, you didn't included the most basic things: alone? A family of 4? and, what area? Bangkok? Phuket? Isaan?
Mark *********
when was the last time you bought lunch for a $1.50 at a restaurant?
Jamie **********
Depends if u have a Thai G.F or not.
Nicholas *******
Its 4 times more. 3k equals 12k
Stephen ******
It's not about much it feels its how far it will stretch..
Tommy ********
3k is pretty good. If you wanna ball hard 5k
Janelle *****
You’ll live extremely well unless you have problematic behavior and or try to date a bar girl
If you don’t do those things
It’s like living with $12-15k usd but in Vegas
Eduard *****************
divide by 4
Garett ******
Figure avg rental for a decent, basic 1br spot in the US is $1,500-$2,000 month. In Thailand, you can get an equivalent easily or around $500-$600/month (cheaper if you wanted) So, just going off rental (long-term), your salary has 3-4X the purchasing power. When factoring in low-cost of everything else, I put it around 3-4X (9-12k/month)
Frank **********
Stephen **********
It really depends on how and where you live in Thailand versus where you live in the US. 3,000 in a small town in Iowa or Texas is not like 3,000 in LA or New York. So if you compare $3,000 in la to $3,000 in a small town in Thailand, you will live extremely well. If you're comparing 3,000 Houston to 3,000 in Bangkok, you might not see that big of gains. If you live in a fancy place or eat a lot of imported/foreign food then your increased purchasing power can diminish quickly.
Rent can be higher or lower depending on where you're coming from and what you're looking to move into. Local food is extremely cheap. Foreign food costs more. Electricity costs about the same here as it does for me in Texas but that may still be cheaper than wherever you're coming from. The same would go for gasoline. Obviously a motorbike will be cheaper to run around on than a car so it depends on what you do for transportation. A motorbike and the occasional grab can be quite cheap. Clothing and some items can be extremely inexpensive over here but then some name brands that are very cheap at home cost up to double here. Things like Columbia and North face that are somewhat generic back home or quite a bit more expensive here. So the no name brands can be had extremely cheap and sometimes the quality is as good or better. A $70 North face rain jacket back home. Cost the equivalent of about $130 here but a cheap import for $7 works just as well. So it really depends on where you're going to be spending your money and how you're going to be spending it.........
Ive just paid $130 plus posted service for passport renewal here in Thailand. Whilst it’s $88 if I’d have it done in The USA. Trying to understand why cost more here, logically!?
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Sasi ************
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Tom *********
X3
Mike *******
While there are many ways to attempt to quantify what $3,000 per month “feels like” in Thailand, the WorldData Purchasing Power Index indicates an answer to your question of a little over $9,000. Keep in mind that indices like this are based on national averages (not capital cities nor popular tourist areas). Good luck.
3000$ is a lot of money. For 1 month. You can live very comfortably on that. Average Thai salary is about 400-600$ per Month. You can find apartments ranging from >
Less than 100$ (Yes you saw that right) and more than 1000$ (You could get a really nice apartment for 1000$ depends where in Thailand.)
Food can range from 2.50$ to uh.. 100$ (Depending on how fancy or what you eat tbh but honestly food from 7-11 smacks harder than any other food)
Mel ******
You might enjoy numbeo.com. Compares specific cities around the world
Wannikea *********
Depends where/how you live and how much money you want to spend on accommodation. You could live a simple life on $1000 or blow it all monthly, on expensive accommodation and going out to eat western and travel. Cities can gobble up your money, village or country life not so much, you'd want to have at least $3000 for reserve/emergency funds available.
Oscar **********
For a reference I'm in a nice 5-year-old condo development in Phuket I'm paying for $450 a month everything included
Pool gym parking internet electric and water = $450
Sasi ************
From Dallas TX . My rent alone there can covered all my expenses here in Phureau/Loie and Udonthani. $1,200-1,500 per month allows comfortable living conditions for me.
House/car paid for , non smoker/drink occasionally. My most expensive is vet’s bills; I’m caring for two sick pets whose health requires multiple vets visit per week for the rest of their lives.
One of the other things to think about is city or country . I’m 100k out of Chiang Mai and almost everything is less expensive here. Personally I enjoy the laid back pace here.
Luna *******
Okay .
Family of 5 from las Vegas NV
We live on the gulf of Thailand (Pattaya) penthouse suite 4 bedroom ... Whole top building ours . 3 balconies etc etc . We pay 101,000 baht which is almost $3000 usd. That's for rent and utilities. Does not include food . Minus car payment and insurance .
In las Vegas lived in a 2 story 3 bedroom car payment and car insurance not including food we were at $3,400 usd a month .... So I can say moving here has helped us save money . Live more frugal. Now we were in Bangkok in a 3 bedroom condo paying 93,000 baht not including food . But when the earthquake hit it ruined our condo . So at that time we had a hefty amount of funds . But having to move was pretty costly . So making up all that money is fun 😹☠️
It's definitely doable .
It all depends on how lavish you want to live.
Do you party/play then you have to account that in funds as well .
My family's party/play is video games .. and the adults of course are 420 friendly . So our budget hasn't really changed. But we do get to live a hell of a lot more . Idk I guess I could say richer. I always grew up in trailers. So anything is better than that honestly lol .
Boun ***********
Living large for $3k USD.
Steve ********
Plan to buy health insurance as soon as you can. If you wait too long you may not be able to buy it at all or it will be very expensive. Thailand has great medical and dental at very reasonable costs but if over 70 many insurance companies will not accept you.
I've had nothing but bad experiences with medical here. Dental I definitely agree is much better but doctors here seem to know jack 💩. I had to cure a health issue through dry fasting because the specialists here knee stuff all how to help me. I was extremely disappointed
Jack ******
I am 80 and just got a policy with AXA no problem.
been twice so far. Coming again in 2 weeks. Been seeing different parts of country to see what I like best. Will make the final leap in late December. Just looking for some confirmation of actual expats. I’m feeling better about all the time.
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Stan ******
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Marty *********
Actually, this is not as straightforward as people make it out to be. It will depend on where you choose to live and what lifestyle you adopt. Like anywhere there are cities, suburbs, and the countryside. Parts of Bangkok would probably be the most expensive choice. Generally, if you expect to live exactly as you do in your home country or live like you are on a 2 week vacation then you won’t realize much savings. Thailand won’t be more expensive than your home country but you will have to adapt to local products, food, and culture. That is not a bad thing. $3,000 should be plenty for you to live a pretty comfortable life depending on your choices. Also factor in initial moving costs, visa expenses, health insurance, and savings to act as an emergency fund or funds to return to your home country if you decide Thailand is not for you.
Hopefully you have been here before.
Richard *********
A good monthly salary for a Thai is 25,000 baht per month, if both husband and wife work income of 50,000 baht per month which is very good. $3k is double that.
Michael *********
We live in Khon Kaen, our house & car are paid for. We lead an upper middle class lifestyle on less than $1200 US per month.
It depends on where you live and where you plan to live in Thailand.
If you are from a small midwestern town or city in the States and move to the Chiang Mai province you can expect to live on about 20% -23% of the cost in the States not counting your apartment.
Jo **********
It depends on where you live. I live chiang mai province it’s very inexpensive
Ron *********
You're asking for rocket science
Tony **********
Cost of living difference is about 30-50% depending on lifestyle and activities. If you play golf it's about 120% for comparable quality. Healthcare is about 30%. Health insurance is about 70% but quality and payout vary widely. Many choose to self insure.
Bradford ******
All depends on where you live in Thailand and how many people you are supporting.
Sam **************
3000/month where in Thailand � ? In Isaan ? In the south ? North ? In BKK ? It depends. In BKK specially if u want u can go find a $10 coffee ☕️ or also a $1 coffee joint. In Isaan or the South 3k will be more than just fine. Depends really. Thailand offers a variety of living standards. IMO just asking how will 3k be in Thailand is vague. Good luck tho. 🇹🇭 amazing country and KhonThai pen jaidii mak mak. I am lucky that my better is from here 😌💚🙏 she has shown me a different way to live/look at life.
I go months without drinking and even then just a couple. Will be in the provinces and hua hin area. Definitely not bkk. Thinking rent only a nice 2 bedroom condo or small villa with pool. Occasional travel to surrounding countries(minus Burma and now Cambodia). Have a gal in Thailand and will NOT be taking care of rest of her family.
You may find a unicorn Thai lady that doesn’t want you to help support her family, but it will be a tall order if you want to marry, since it’s in their culture that the kids help the parents financially in old age due to no safety net like social security. The responsibility usually falls on the daughter’s shoulders. You may find a woman with money, that would be great. For myself, I negotiated an amount that I could afford monthly before I got married. It hasn’t hurt me at all. Having a family try to use you for an ATM and suck your bank account dry is another thing, but I don’t think it happens much if you take your time and get to know the girl well before getting serious. Anyway, just thought I’d throw that out there. Good luck!
Reply to
Gerg **********
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Ling *****
96k thb is 30k more a month that i live on. I think you will have a very good lifestyle on that here.
Elisse **********
Go to numbeo.com
It will tell you everything you need to know. Apples to apples. Dollars to dollars. Any American city vs any location in the world.
Christopher ********
$3000 usd in Thailand is like living on $10,000+ in the US
maybe because most Thais are lactose intolerant therefore they don’t sell as much dairy because the demand is low, making it more of an expensive niche item.
yes you are right. As a regular drinker of Australian wine, the cheapest you can find is 600 baht ($19 usd) for a 1.5 litre bottles. Good cheese from say New Zealand is 275 baht ($9usd) for 500 grams. But if you don't eat/drink these items then it won't affect you.
Kevin **********
You could live comfortably in Baan Chok village, Sisaket province, Isaan for $500 U$D a month.
, not as cheap as me, haha. I can live on 40k baht, easily, in Phuket City. My room, including a motorbike, electricity, WiFi, and water is 8,000 baht. I get a legitimate massage every week, take in a couple of movies a month, eat at the local places. I go to the beach most every day, but buy a few skewers of chicken most days in Phuket City before I head there, get me a Gatorade at the 7 Eleven, and cook sometimes if I want to feast on a bunch of shrimp. I walk in the park most nights, or around Bang Wad dam, and walk in the mornings several days a week. I go swimming in a very nice pool sometimes for exercise for 20 baht a day. I can actually even live on less than that if I really want to be cheap...but I don't have to worry about paying for insurance, as I am only there about 5 months out of the year. My Medicare insurance will cover any emergencies, and if I need to go see a doctor, it's pretty cheap, just for minor things.
I don't drink at all...I do ride my motorbike a lot, and I will go on some rides up to Phang Nga Bay. My only major expense is buying too much milk, as I love milk. Gelato is 100 baht for two scoops, my fried rice with chicken and a smoothie with 2 fried eggs runs me about 100 baht or so, and sometimes I go get an Angus burger, but mostly eat simple.
nope a couple beers here and there, some light travel, eating out on the cheap, condo, if you throw girls into the mix, it could be many different numbers, haha
Reply to
Hans *********
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Robert ******
We are moving to Thailand in few months and I have been comparing cost of living where we currently live Boston and the cost of living in the region we are moving to. It basically said living on $3k a month there is like living on $9k here not sure how accurate but definitely more bang for the buck there but some areas there cost of living is higher than isaan
I think rent cost affects the budget the most. It determines if that $3k would help you live comfortably or just okay. I choose to live in a $300 usd per month. Some choose a $800-$1000. So some cook from Monday to friday while I go out everyday for meals. Some goes drinking on top of the $800 to $1000 rental. I go to every single movie that screens. I think rental plays a very big part.
im from beantown also. Going to retire in Bkk, family has a farm near yasothon. What visa are you going to use to stay there? Im hoping to go full time before 65, within 5 years but depends upon my mother. I won't leave until she goes to see my dad. At 93, im really thinking she's gonna outlive me and im 60.
hi John I’m planning on applying for the Non O visa before we leave so I can open a bank account when we get there. I have another friend that is from NH but worked in Boston and retired to Hua Hin a year ago and he is loving it
great, we already paid off our house in BKK, so im thinking my SS is enough to retire on there. I have a small nest egg for all my traveling i want to do between Australia and Japan. I'll be looking for a bostonian though to get my Boston talk fix in. Maybe we will run into each other some day and the girls can chill. My wife is from issan also.
Reply to
John ***********
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Paul *******
Most things in the U.S. are 3-4 times more expensive
That’s why I’m saying you’re both right. $3,000 won’t go far in Bangkok like you say, but if you’re in Pattaya in the bars every night and taking ladies home, $3,000 won’t go far either. 👍🏼
Or live in a nice condo in Bangkok and enjoy eating out at the higher end restaurants and like the nicer things in life in which case it won’t be enough.
The notion that you can’t spend 90k baht a month unless you are a drunk womaniser is pretty lame and reflects a narrow perspective.
3k if you dont drink is a lot can do what ever you want once your rent is reasonable especially in hua hin . I am interested Phuket and spend between 3,
In the provinces and Hua Hin You'll be absolutely fine. My monthly spending lands in the $2,500-$3k range. It feels like I'm living on a budget 3x that amount. Got a nice ocean view 2 bedroom condo in the posh area of town. Walking from my front door to the beach takes about 5-6 minutes, and I walk slow. Can go out to eat wherever and whenever I want. Get my hair washed at the salon a few times per week. Go to the barber for a hot towel shave once per week. Have a lady that picks up my laundry, brings it back all pressed and folded a couple days later. Like you, I don't drink too often. But I can keep a nice bottle of scotch and a bottle of wine on hand for when the desire hits. When my friends back in the US ask, I tell them it feels like I'm living a life without want. Living out here feels like how life is supposed to feel.