This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Nick ******
This is a summary of
Nick ******
's contributions to the platform. They have posed 26 questions and added 313 comments.

QUESTIONS

COMMENTS

Nick *******
@Dave ********
Irony is not your strong point smart arse. 🤣🤦
Nick *******
@Todd *******
Think he was being ironic, you’re American so you don’t get it 🤣🤦.
Nick *******
It’s not the best entry record given the latest rules. It’s going to be purely down to the IO you get and the answers you can give. I’d have all your info to hand, such as accommodation and return ticket ready for inspection. Maybe getting vip fast-track ā€˜might’ be something to consider, can’t do any harm. If you have a girlfriend here, I’d make that the MAIN reason for your frequent visits. If you can, show them proof that your type of employment means you ā€˜have’ to leave on a certain date. Good luck.
Nick *******
@Nigel ************
Jomtien better than Phuket? Ha ha ok bud yes your opinion but fuck me, do you actually swim in that water there??? There’s more bars in the general Pattaya area but the quality is here in every sense. I go to Pattaya about 4 times a year as have mates over that way. I do enjoy my time there but was shocked at how quiet it’s progressively getting. Indians have totally taken over and the place is filthy as fuck. Yeah for a beer and cheap full English (why leave UK) it’s great but generally, Phuket is paradise compared. All the best. šŸ‘
Nick *******
@Wayne *********
Funny you mention property as I’m currently searching to buy a villa in Hua Hin. Like for like, Hua Hin is more expensive than Pattaya.
Nick *******
@John ******
Cheap Charlie’s are abundant in Pattaya. They’re the ones that always hate on Phuket, only because they can’t afford to live there. šŸ˜Ž
Nick *******
East coast if on a budget, West coast if you have money to spend.
Nick *******
@Henry ********
Have you ever claimed? You only find out how good a company is when it’s time to claim. Good luck, think you’ll need it.
Nick *******
@Henry ********
Here’s what a bit of research can do for you…,

WR Life Health Insurance Research Notes

Identity and Location

• Full Legal Name: WRLIFE CLAIMS AND OPERATIONS MANAGEMENT LLP

• Company Type: Limited Liability Partnership (LLP)

• Incorporated On: 10 September 2015

• Registered Office Address (Base): 44 Broadway, Stratford, London, England, E15 1XH (UK)

• Status: Active

• Role in Thailand: Functions as an insurance broker/group, not a direct insurer. It uses Assist International Services (AIS) as a local contact point and claims management service in Bangkok, Thailand.

Ownership/Partners (Designated Members)

The company is an LLP, and the current active Designated Members are:

• Patrick Michel Lorentz: Country of Residence: Cambodia

• Ashish Sharma: Country of Residence: India

Note: Several Thai nationals, including those associated with Assist International Services, were previously LLP Members but have since resigned.

Business Model

• Model: Described as a ā€œParticipative International Medical Insuranceā€ and ā€œcustomer-owned, and ethical company.ā€

• Mechanism: Operates on a ā€œparticipative community philosophy where members are co-owners with real shares.ā€

• Licensing: Holds one insurance license and one broker license (according to one source). Another source states it is a UK broker unlicensed in Thailand.

Negative Feedback and Claim Payout Concerns

• Allegations: Serious allegations exist, including that WRLife is ā€œeffectively a Ponzi scheme,ā€ a ā€œnothing shelf company in the UK with zero financial backing and no underwriter.ā€

• Claim Payouts:

ā—¦ Positive Feedback: Some Trustpilot reviews praise quick claim processing and good service.

ā—¦ Negative Feedback: Other reviews and forum discussions (e.g., AseanNow, Facebook groups) report ā€œexcuses for not paying claims in full,ā€ ā€œlack of communication,ā€ and general warnings against the company.

ā—¦ Regulatory Concern: The fact that it is a UK-registered LLP and a broker (not an insurer) in Thailand, with payments sometimes directed to a local service provider (AIS), raises questions about its regulatory oversight and financial backing for large claims.

ā—¦ Financial Stability: The ā€œparticipativeā€ model and the lack of a clear, major underwriter are the core of the financial stability and claim payout concerns. The model is questioned as to what happens when a large number of claims are made.
Nick *******
@Stuart ********
Ok thanks. I take it I just explain I’ve been out of the country and is why I’m reporting past the date on my white slip?