As part of the current 1 year extension terms you need to keep 800 for 3 months and 400 for the remaining 9 months until year 2 renewal. After that k becomes irrelevant as the year 2 extension will be based on 12 montly 65,000 transfers leading to the year 2 extension and so on.

Much easier to apply for non-o in home country allowing you to open the bank account on arrival to Thailand, season 800k for 2 months and then apply for 1 year extension. Applying in Thailand is a catch 22: to apply for non-o you need 800 k balalnce but without non-o you cannot open a bank account. In home country application you use local currency bank account already in place.

Transfer monthly without fail … ideally on the same date of every month.

Drawing money from ATM, even spending it on credit card is technically a Remittance to Thailand however can you possibly see how this moves from "technically" to "practically"? Yet another loophole. Please remember all above only applies if you spend physically more than 180 days in Thailand in any (calendar = tax) year at which point you become a resident for tax purposes. Personally i stick to max 179 days per year and do not wory about the rest, The world is a big place.

@Paul ********

your Visa is non-o not non-oa. No health insurance required just TM30 and 800kbaht seasoned for 2 months on a Thai bank account.

@John ********

even if you regularise your tax status in Thailand there is a double taxation agreement between the UK and Thailand. You will never pay tax twice. Additionally the Thai taxable income is based on remittance and not worldwide earned income. But even when both principles are cleared there is currently a lot of loopholes and ambiguity and for the time being i would not worry too much. Search for some developments of last week on this matter (try TNT - Tim Newton).

DTV is only 1 year old. Must have been opened on a tourist visa.

@Chris *****

their FX rate is not very good - Due Diligence comparative calculation needed

Wise allows two fee free withdrawals per calendar month up to £200 in total - please check though current T&C. Anything in excess of above two criteria the charges apply. 220 baht is from the Thai Bank, unavoidable and hence always withdraw highest amount allowable (usually 20,000 but Krungsri Bank 30,000).,

Never stay 90 days or more. When you return the 90 days reporting requirement resets itself.