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expat financial advice

Showing 37 questions

This page displays all the results for the expat financial advice tag, sorted by the most recent activity. There are a total of 37 questions that have been tagged with expat financial advice. Explore the questions to find discussions and information relevant to this topic.
Sep 29, 2025
10 days ago
Scott **********
ORIGINAL POSTER
Had my Bank of Bangkok bank account

Closed today . They are closing all accounts that don’t have a long term visa including DTV visas .

My advice is sort your online bank accounts before you come ( Wise , Revolut ) etc
Sep 27, 2025
12 days ago
DTV ******
ORIGINAL POSTER
I didn’t think it would happen to me, but it happened to me! My Bangkok Bank bank account, opened about a year ago, is going away. I opened it on a DTV visa with my girlfriend at the time who is a businesswoman who vouched for me, and I’ve been using it ever since for day to day use. They called me into the branch and said sorry, and that I could keep it for 30 days until I switched visas, or otherwise they would have to close the account. They also said they were going back 6 years closing accounts! So if you think you’re safe because you’ve made it this long, sadly, I don’t think you are. So start planning now, as your time will probably come!
Sep 17, 2025
22 days ago
Marco ***********
ORIGINAL POSTER
Clarification... If you DON"T want to renew your Retirement Visa, expiring on January 2026, as you have to leave the Country for years, can you withdrawl now all your money from your bank account? (i will stay in Thailand until end of November)
Sep 15, 2025
24 days ago
Michael ******
ORIGINAL POSTER
I have a banking problem and would like to ask if anyone can give me guidance. Today my Krungsri branch in Pranburi told me that from October 1st on foreigners are not allowed to transfer money from their Krungsri FCD (Foreign Currency Deposit, mine is in Euro) account to their Krungsri THB account. They told me to withdraw Baht from Krungsri ATMs with FCD service ( in Pranburi there's only one) and then pay them into my THB account which of course is suboptimal. Anybody knows a way around this? Will other banks still allow FCD to BTH transfers? Any ideas would be sincerely appreciated.
Sep 14, 2025
a month ago
Craig *********
ORIGINAL POSTER
My wife and I plan to retire to Thailand next year, am I best applying for our Non Immigrant O visas in Australia or doing them locally when arriving in Thailand

I recently saw an agent advertising the flexibility and cost saving benefits not requiring health insurance if applying for them locally.

Interested in your feedback especially if you have entered Thailand as a tourist and taken the steps to transition to a retirement visa
Aug 9, 2025
2 months ago
Marc ****
ORIGINAL POSTER
If you have a retirement visa and 800,000 baht in a Thai bank account and decide to leave Thailand permanently, can I easily transfer that 800,000 baht back to my bank account in Belgium? I've heard it's not easy. Does anyone have experience with this?
Jul 20, 2025
3 months ago
I have a question regarding the financial proof requirement of 500,000 THB. I’m applying through the Thai Embassy in Rome, and on their website it states: “12,500 EUR (500,000 THB)”.

I’m a bit confused, since the two amounts are not exactly equivalent, especially with the current exchange rate, where 500,000 THB is more than 13,000 EUR.

Should I follow the amount in Thai Baht or is the 12,500 euros equivalent sufficient?

The reason I ask is because in some months my account balance was slightly above 12,500 EUR, but not always over the full 500,000 THB equivalent — just around the threshold.
May 22, 2025
5 months ago
Steve *******
ORIGINAL POSTER
Has anyone refinanced a mortgage after the 3 year initial period?

What kind of fees does that entail? Is it easy?

And is it worth it to just get the lower 3 year rate vs having it reset to MRR?

Also what about switching banks vs staying with the same bank? Is that possible?

To all the grumpy expats with nothing going on in their lives…I’m not interested in your jaded opinions. Keep it to yourselves. 😂
May 16, 2025
5 months ago
Susan *********
ORIGINAL POSTER
American bank will charge 35.00 transfer fee to Thai bank and says same day wire with no atm fee. Would using wise be better and if so why. I have looked at the wise site. I appreciate all the help this group has given me so far
Mar 30, 2025
6 months ago
Robert **********
ORIGINAL POSTER
Hi guys, i want to live and work in Thailand. Been trying all over Asia and amerika to find another place to be but i am always drawn back to the land of smiles. Are there any tax guys in here that could estimate roughly how much tax i would have to pay to Thailand if i make 95 000 $ USD in my home country, but bring only 45 000 into Thailand every year (through wise, all Credit cards, rent etc) ? I currently dont pay any in come tax so been avoiding living here for more than 180 days, but its now time to settle down somewhere. Thanks for any Advice if you have any.
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