the source of the income in not important ie it doesn't need to come from a pension fund, the important stipulation is though that it needs to clearly come from overseas each month. So you couldn't feed the account you are using for immigration from one Thai Bank account to another. You can feed your Thai Bank account with transfers from your international bank each month as long as your transfer is coded in your Thai Bank account as FTT (an international transfer). Like you I would rather spend the money that is in my Thai Bank account throughout the year rather than to bring across such a big sum to sit dormant in a low interest account. It makes more sense to me (and safer) to have the bulk of my money working for me in my own country
last year the immigration officer in Chiang Mai went over my yearly statement with a fine toothed comb, adding up all of the monthly (65,000 bht plus) transfers trying to get to a total of 800,000. Which is not how I understood it to work. Had I only transferred strictly 65K a month I would only have brought 780,000 baht into my account. He must have added it up and re-added it up 4 times, getting himself confused including a transfer that shouldn't have been part of the total and omiting one that should. It was painful to watch. This year I've made sure my monthly transfers add up to more than 800,000 over twelve months (which is more like 66K to 67K a month) just in case they throw that at me again
two months before you apply and for 3 months afterwards. Then you can let it fall to 400,000 until you're two months before your next extension when it needs to be back up to 800,000 again
Last year I ordered my statement from Bangkok Bank expecting it to be there in 7 days. It took over two weeks. I think someone forgot to order it or it fell down behind a filing cabinet. Fortunately I'd given myself plenty of time (I started the process 6 weeks before the due date anticipating f_ck ups)
I'll believe it when I see it. The best that retirees can expect is the dropping of the 90 day report and perhaps some relaxation re working whilst on a retirement visa. Can't see the financial requirement changing at all. In fact I predict that it will get tougher to be a retiree in Thailand both financially and in meeting increased criteria eligibility
Chiang Mai immigration has been more hard line about TM30s since late 2017, long before many immigration offices in other parts of the country were requiring it. People on tourist visas were getting fined for not having TM30s back in late 2017. Not the 800 baht either. But the full 1600 baht
good suggestion. Could work out cheaper to spend a night in a hotel and go back to immigration the following day to do your extention, as CM immigration charges the full 1600 baht for not having a TM30 filed