If you intend to stay in Thailand for a prolonged period of time (over 1 year) buy from a Thai insurer, if you buy a policy from your home country your chances of a successful claim will be significantly lower. AIA is the best one but they won’t touch tourists (including DTV holders), next best is AXA. You can apply and buy online with no need to go through an agent, don’t listen to anyone who says you need an agent to help you make a claim etc etc, apart from make a commission from you they can’t do anything else. AXA has the best customer service staff than any other Thai company, possibly even better than AIA, so no need to involve a middle man. Also no need to say cheers or thanks, you are welcome 🙏😁
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