This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are the best health insurance options for DTV holders in Thailand?

Health Insurance DTV Visa AXA Allianz Pacific Cross CIGNA Travel Insurance Insurance Agents Expatriate Services

Nov 21, 2025

11 hours ago

Anonymous *************

ORIGINAL POSTER

Hi everyone 👋

I’m currently looking into health insurance options suitable for DTV holders in Thailand. So far, I’m considering:

 • AXA

 • Allianz

 • Pacific Cross

For anyone already on a DTV - which provider did you choose, and how has your experience been?

Are there any other companies you would recommend?

Also, if you know a reliable insurance agent who can guide me through the process, please feel free to share their contact details.

Thanks in advance for your suggestions! 🙏💙

1,084

views

likes

all likes

replies

images

users

TLDR : Answer Summary

A user seeks recommendations for health insurance suitable for DTV holders in Thailand, considering providers like AXA, Allianz, and Pacific Cross. Comments reveal positive experiences with Allianz, advice on using brokers, and suggestions for alternative providers like CIGNA and 'Now.' Some also share concerns about coverage for pre-existing conditions and ongoing claims issues. Participants further exchange insights about their personal experiences and recommend agents to guide the process.

DTV VISA RESOURCES / SERVICES

Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted DTV Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Elías ********

I use insurance from my home country.

7 hours ago

Rich ****

Depends on your so called preexisting conditions. All these companies will do their best to not pay out claims and when you go to file will say you had a preexisting condition. I think Pacific Cross has the worst reputation for this.

8 hours ago

Juan ******

Allianz is the best of all three. It’s the most expensive though. You should use Allianz care global not the Thai.

9 hours ago

Dominic ************

I have found a company that was recommended here on a post in this forum The company is called 'Now' it looks really good if you want a simple plan that is aimed at major issues and cost competitive. I would love to know if anyone has experience with them? My 'AI' research is more positive for them than most

10 hours ago

Ian **********

As a tourist you may find long term travel insurance from your own country is a better choice

10 hours ago

Elías ********

@Ian *********

yes

7 hours ago

Reply to

Elías ********

Jeanette ********

Thank you for this post! I’m in the same process as my husband and I are relocating in February. I used an insurance company before when we stayed for 6 months but it was a pay up front and then reclaim set up. I’m still waiting to be reimbursed!!

So I definitely want a cover that pays there and then 🙏

10 hours ago

Steve *******

I’m going through the same process at the moment.

CIGNA and AXA sit at the top of my list so far.

I’ve found it helpful using a broker to see what’s out there, but I’ve been the one who has to review everything. It’s incredible what some of these insurers leave in/out of the small print.

First up, I’d look into how long do you want to be covered. Is this going to be a firm you want to be with forever if you’re looking for life long care

10 hours ago

Sweet *****

AXA.

******************************************

11 hours ago

Jamín ***********

Highly recommend Allianz - I had a very good experience with

@Patrapong ****

11 hours ago

Robert *********

My wife can assist with that. She is a senior agent with AXA , AIA and several top Thai insurers

It all starts with your age of course.

***********************************