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What are the best health insurance options for DTV holders in Thailand?
Health InsuranceDTV VisaThailandInsurance ProvidersExpats in ThailandAXAAllianzPacific CrossCIGNANow Insurance
Nov 21, 2025
5 months ago
Anonymous *************
ORIGINAL POSTERHi everyone 👋
I’m currently looking into health insurance options suitable for DTV holders in Thailand. So far, I’m considering:
• AXA
• Allianz
• Pacific Cross
For anyone already on a DTV - which provider did you choose, and how has your experience been?
Are there any other companies you would recommend?
Also, if you know a reliable insurance agent who can guide me through the process, please feel free to share their contact details.
Thanks in advance for your suggestions! 🙏💙
I’m currently looking into health insurance options suitable for DTV holders in Thailand. So far, I’m considering:
• AXA
• Allianz
• Pacific Cross
For anyone already on a DTV - which provider did you choose, and how has your experience been?
Are there any other companies you would recommend?
Also, if you know a reliable insurance agent who can guide me through the process, please feel free to share their contact details.
Thanks in advance for your suggestions! 🙏💙
TLDR : Answer Summary
The discussion revolves around health insurance options for individuals holding a DTV visa in Thailand. Several providers are mentioned, including AXA, Allianz, Pacific Cross, and CIGNA, with Allianz receiving the most recommendations for its reliability despite being more expensive. Users share personal experiences with these providers, express concerns about preexisting conditions and claim processes, and suggest using a broker for better insurance options. There are also calls for suggestions of reliable insurance agents to help navigate policies.
DTV VISA RESOURCES / SERVICES
- Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Noah ****
Insurance for car accidents or accidents?
Phil ******
@ANONYMOUS MEMBER Why not use broker ask
@Tabby **************
Irina ****
Genki
Elías ********
I use insurance from my home country.
Rich ****
Depends on your so called preexisting conditions. All these companies will do their best to not pay out claims and when you go to file will say you had a preexisting condition. I think Pacific Cross has the worst reputation for this.
Juan ******
Allianz is the best of all three. It’s the most expensive though. You should use Allianz care global not the Thai.
Dominic ************
I have found a company that was recommended here on a post in this forum The company is called 'Now' it looks really good if you want a simple plan that is aimed at major issues and cost competitive. I would love to know if anyone has experience with them? My 'AI' research is more positive for them than most
Ian **********
As a tourist you may find long term travel insurance from your own country is a better choice
KC ****
@Ian *********
yes I use the Post Office pay upfront and renew every yearElías ********
@Ian *********
yesReply to
Elías ********
Reply
DTV_Be*******
Gofundme works the best 🤣🤣
Jeanette ********
Thank you for this post! I’m in the same process as my husband and I are relocating in February. I used an insurance company before when we stayed for 6 months but it was a pay up front and then reclaim set up. I’m still waiting to be reimbursed!!
So I definitely want a cover that pays there and then 🙏
So I definitely want a cover that pays there and then 🙏
Steve *******
I’m going through the same process at the moment.
CIGNA and AXA sit at the top of my list so far.
I’ve found it helpful using a broker to see what’s out there, but I’ve been the one who has to review everything. It’s incredible what some of these insurers leave in/out of the small print.
First up, I’d look into how long do you want to be covered. Is this going to be a firm you want to be with forever if you’re looking for life long care
CIGNA and AXA sit at the top of my list so far.
I’ve found it helpful using a broker to see what’s out there, but I’ve been the one who has to review everything. It’s incredible what some of these insurers leave in/out of the small print.
First up, I’d look into how long do you want to be covered. Is this going to be a firm you want to be with forever if you’re looking for life long care
Kanittha **************
Hi Im an agent at
@Allianz ********
Happy to help.Anonymous ******************
@Kanittha *************
I was exploring options with Allianz Ayudhya. But DTV holders cant have a bank account and allianz sends its claim to a thai bank. That's why DTV holders are not eligible for local thai insurance, as the insurance company will not send claim money in foreign accountChris *********
Anonymous participant 419 just a quick one, what if I have an existing Thai bank account and am in the process of preparing docs for a DTV visa, is this an issue?
Reply to
Chris *********
Reply
Kanittha **************
*******************************************
Reply to
Kanittha **************
Reply
Sweet *****
AXA.
******************************************
Jamín ***********
Highly recommend Allianz - I had a very good experience with
@Patrapong ****
Robert *********
My wife can assist with that. She is a senior agent with AXA , AIA and several top Thai insurers
It all starts with your age of course.
It all starts with your age of course.
***********************************
Affordable Health & Life Insurance in Thailand | Thai Health Services - AIA Authorized AgentReply to
Robert *********
Reply
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