DTV_Begpacker couldn't

Couldn't care less

I use Safetywing. You're covered worldwide with them and the five claims I have made have all been resolved without issues.

Here are their package options:

In short: don't worry about it.

We're decades away from Thailand being able to competently track and tax foreign residents.

@Piotrek *******

did you use an agent? I need to renew mine next year and don't want a 2 year extension

@Piotrek *******

while on a DTV?

@Andre ********

no, you will never be treated as a Thai person at the places where they charge dual prices.

Not even people with thai ID cards get fair treatment.

There are VERY few exceptions to this, where having a Thai ID card/drivers license enables you to pay the thai price. And that only applies if the person working in the booth wants to do it.

Mondays and Fridays are usually the busiest, in the main cities, like Pattaya, Chiang Mai and Bangkok.

Go in the middle of the week, to avoid crowds.

I've used Safetywing for a year and a half.

My ex worked at an insurance agent here in Thailand and I heard a lot of horror stories about Thai insurance companies refusing to help their clients or fight them on every baht they made claims for.

Safetywing has been a breeze. I've made 5 claims so far, and every time they have just accepted the claims and made the payouts, no questions asked.

They have two packages that cover you worldwide:

Scams copy other scams. In South East Asia, scams are more common than cockroaches. And we have a ton of cockroaches here.

Combine everything into one PDF, and put your cover letter explaining each part at the top of the file.