I've used Safetywing for a year and a half.

My ex worked at an insurance agent here in Thailand and I heard a lot of horror stories about Thai insurance companies refusing to help their clients or fight them on every baht they made claims for.

Safetywing has been a breeze. I've made 5 claims so far, and every time they have just accepted the claims and made the payouts, no questions asked.

They have two packages that cover you worldwide:

Scams copy other scams. In South East Asia, scams are more common than cockroaches. And we have a ton of cockroaches here.

Combine everything into one PDF, and put your cover letter explaining each part at the top of the file.

Yeah, that bs ED visa is not a better option in any way. It's not a valid visa as you won't be studying at the University the visa is for, and the agency is just trying to make money off of you, by trying to scare you into it.

Just apply for the DTV yourself or let one of us help you for much less than what an agency would charge.

Just put your own country in both fields. Most embassy employees don't know what country is what, they just see your nationality and that's the only thing that matters.

Contact the gym and ask what's going on. It shouldn't take 2 weeks to get your documentation.

That gym has some shoddy reviews, too, so hopefully they just made a clerical error and not something worse.

If you have a DTV, you can cross any border that's open for foreigners. You don't need an agent if you can get to the border yourself.

No you don't. Having it on your phone is fine

I paid 14,000 in Hong Kong

Nothing thai is ever standardized, they all make up their own rules and fees.

You can buy and own anything that's allowed to be owned by a foreigner, regardless of your visa.