I pay currently B45k a year, which is in patient only, and with an excess…..I just want it for major problems.I use Pacific Prime and they are user friendly, touch wood haven’t needed to claim, so I don’t yet know how responsive they are but they came well recommended.Enjoy a 20% no claims discount every year
Where did you hear nothing has been decided ? my accountant confirmed that I will be tax resident this year (180 day rule) and as such, am now obliged to submit a tax return in January 2025 under the new rules. I can of course ignore it but as we know potential tax liabilities dont go away ( two certainties in life death and taxes) one should treat it no differently to our home country or other countries where we may have been a tax resident
A tax return is still required to be submitted even though , with the UK DTA it’s unlikely any tax will be payable, provided you have evidence that tax is paid in UK - some will choose to ignore the requirement , which could lead to serious problems down the line , as we know tax authorities can go back years and impose penalties. Seek professional advise and get a tax number , the worry is if immig ask in the future for tax clearance cert before renewing a retirement visa. Could result in a rise in overstayers who can’t normalise their affairs.