@Greta ****
*using USD
1/ the benefit of not exchanging almost $22k USD until you're sure you want to stay more than a year.
2/ the convenience of having everything done for you.
Costs;
800k baht = almost $22k USD so with CD rates above 5% that $$ can earn about $1100 which pays the 30-40k fee
*I didn't advocate paying 42k.