quite, and they tell me that the majority will. It is only when the system is delayed for milli-seconds does the money find another way around - that is, through TransferWise's other partner bank.
I have checked with my bank (Bangkok) to find 2 entries in 12 months that read SMART. I have followed the FAQ and now know that those 2 went via Kasikorn Bank. I have printed off the TransferWise receipts and the next job will be to go to Kasikorn Bank to see what they will give me to show that they acted as a staging post to Bangkok bank.