my money has been banked for 1yr , so no issue for me, but with power given to immigration, its a very difficult situation when the majority come here for a quiet life, i personally wouldnt want my comings & goings seriously scrutinised. Pen to paper is easy, face to face not so & the nice smile to your face would soon disappear.
As i was already in Khon Kaen renewing the wifes passport & I had heard & read so many conflicting reports, i just had to go and ask the question myself, who knows when the time comes to apply for the visa it may be a different officer in a different mood,