while true the only people to have been detained (arrested?) for being digital nomads were quickly released. Happened to a few groups several years back.
And low level officials even made statements it is allowed.
Clearly there is no law saying it is legal. But current interpretation of the law by authorities is that it is.
That could change at any moment.
But Thailand is the most light grey for digital nomads that I know of.
it is a grey area based on the total situation and the specific border agent you talk to.
One is not supposed to “live” in Thailand on visa exempt or tourist visas. But clearly there are those who do.
So there is no specific amount of time in the kingdom that sets them off. On paper there is no rule/law about how long on can stay in the Kingdom as a “tourist”.
In practice it varies a lot.
We have heard stories of people who did loads of covid extensions that now face issues when they enter even if they have been outside the Kingdom for months.
The “6 month rule” is something that some mention for those who are nomadic but spend significant time in the kingdom. Basically those who make Thailand their home base but spend about half their time outside the country.
And IMO it is a good way to look at it if you are not living in Thailand. But spending 6 months every year in Thailand might still get the attention of the immigration agent. I’ve heard stories from those who had that happen.
If someone truly wants to live in Thailand they really need to find better visas. Being on tourist or exempt will always be a risk.
And as we saw with covid extensions and education/volunteer visas (in regards to Elite visa application issues at least) even the “right” visa can be an issue retroactively if they think you abused the system to live in Thailand.
Loads of grey areas and each person has to decide how much they want to play in them.
IMO outside of work, marriage, retirement, and maybe the Elite long term “living” in Thailand will always be a grey area.
The issue is will they notice and if so what will they do. Sometimes you hear stories of officials being bribed. Sometimes you hear stories of people getting arrested. But honestly a lot you don’t hear about because it seemingly isn’t noticed.
It is up to you how much risk you are ok with I guess.
I wouldn’t do it. But some do.
I also would hope no one would believe such a prospective employer’s statement.
Sounds like you get atm fees refunded and if your American bank gives good rates than it is likely the cheapest. But that doesn’t figure in your time or hassle.
If you are going to leave the money in an account vs taking out cash it is likely a wash. Save a bit of money vs save a bit of time.
Just remember if you need this to show as money from outside TH you don’t want to do the atm.
Personally I’d just use wise for a one time bank to bank transfer. And my atm to pull out from the US account if I needed cash. Like you I get atm fees refunded.
yes there are ways to minimize taxes including to zero. FEIE and FTC being the two main ways to do so.
But you can’t get rid of self employment tax in most cases so if ever self employed she would owe that. Also the higher the income the more likely someone will owe.
And she would still be required to deal with FBAR and issues with banks not opening accounts. Which is the main reason people get rid of US citizenship if they are not wealthy.
In general anyone with another passport, especially a strong one, that does not truly plan to live in the US is best served by getting rid of a green card or citizenship.
The US tax system is annoying if you are not dealing directly with US incomes, banks, investments, and etc.
yes it is. But for those who don’t need it there can be pretty large tax savings. And it makes banking in other countries easier.
Also benefits like social security if already qualified for (10 year work history basically) you can still get as a non-citizen.
Green card holders need to get rid of since they will lose their ability to use it if they stay out too long but still be required to folllow the world wide tax rules. So no benefits and all the negatives.
Citizens have to weight the pros and cons.
She mentions she has a UK passport so she already has a great powerful passport and nationality. She likely doesn’t need US citizenship if she has it.