@Kevin ********
Renewable. And then also give you the level of yearly annual cost up to 99 years. I checked every company and it was only 2 companies I find acceptable that was Luma and AIA. But Luma was far more expensive. A good solution is to choose AIA health happy with 5 million coverage, and if you get serious sick (cancer, heart etc.) the coverage is 10 million. I choose this and feel very happy and safe with this. You can contact my agent to get an offer:
@Tabby **************
. AIA and their agent are very serious and well educated people.