What are the best healthcare insurance options for expats in Thailand?

Question

I’m currently on a lookout for healthcare insurance plans for my family and me.

I checked the Pacific Prime Thailand website and it spit out some good quotes within my budget.

But then I asked the broker / agent of pacific prime and got totally different quotes which are way higher

Do you guys had the same experience? 
What’s the best way to approach this?
Do you have any recommendation in terms of brokers, insurance companies and plans?

Ask Thailand · Answer

The user is searching for healthcare insurance for themselves and their family, finding that quotes from the Pacific Prime Thailand website differ significantly from those provided by their agent. They seek advice on this experience and recommendations for insurance brokers or companies. Community responses suggest various brokers and companies such as Abacus Associates, Cigna Global, Luma, AIA, and Tenzing Pacific Services, along with insights on the factors affecting insurance quotes, including age, coverage, and exclusions.

Chanya ************ · Answer

I help expats in Thailand find reliable health & life insurance with great coverage and real support — in English.

I work with top insurance providers and personally help with claims and questions along the way.

If you're still looking, feel free to message me — I’m happy to help you find a plan that really fits your needs.

For a quick chat, you can also reach me on WhatsApp. 0815395944

Chanya Noot Sena

Your Insurance Planner in Thailand

Aleksei ********** · Answer

Try checkdi dot com and compare the rates and conditions of different insurance companies. Fast and easy.

Shane ******** · Answer

Talk to [mention redacted] highly recommend and the leading expat insurance broker in Thailand,  very helpful [url redacted]

Ron ****** · Answer

Alan is the man to talk to at the 'Thai Expat Club' (just Google it). Alan will make recommendations based on your requirements. All I had to do was the medical and pay the premium. Great service.

Marty ********* · Answer

I would think the website is approximate examples. Real prices are going to depend on age, coverage amount, and deductible. There may be exclusions too.

I have Pacific Cross.

Samuel ******* · Answer

Have a chat with Tenzing, they're very knowledgeable and helpful on expat insurance: [url redacted]

Tore ******** · Answer

I was checking most of the Thai health insurance companies and found only 2 which I liked. That was Luma and AIA. They were the only one who gave me the level of yearly payment up to 99 years. And guaranteed renewal.  Try this certified agent: [mention redacted].  She is very serious and professional 👍

Christopher *********** · Answer

Cheaper companies exclude all previous (pre-existing) conditions. Cigna Global give due consideration to how long ago you were diagnosed, do you currently receive medication etc.? They determine whether a condition can be regarded as ‘resolved’ or ‘controlled’. This makes the difference between being covered or excluded. All done in a single telephone call.

Gaz ******** · Answer

Checknwith Mon at [mention redacted]  she is excellent speak great english and will work with you to find the best policy [mention redacted]

Alistair ******* · Answer

[mention redacted] Ive sent you a DM. I'd be happy to have a chat with you about your options.

What are the best healthcare insurance options for expats in Thailand?

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