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Answereda year ago

How can I prove foreign transfers to Thai immigration using bank statements?

Peter ***********
asked Sep 25, 2025
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Continuing to find ways to show foreign transfers to immigration…. A Swift payment from First Direct in UK directly to Bangkok Bank shows up as follows in Bangkok Bank. Does immigration recognise this as a overseas foreign transaction.
Answer summary
The original post discusses concerns about whether Thai immigration will recognize a Swift payment made from a UK bank (First Direct) to Bangkok Bank as a valid overseas transfer. Multiple commenters provide advice on how to ensure proper documentation, suggesting obtaining credit advice forms from Bangkok Bank and checking bank statements for clarity on transaction descriptions. One user emphasizes the language used in documentation, while another mentions additional costs associated with transfer forms. Overall, the thread highlights the complexities of international money transfers and the importance of meeting Thai immigration requirements.
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Jo **********
Jo **********
just put 800,000 in your account and be done with it
-1
Warren *************
Warren *************
Maybe a silly question can you not provide the bank statement from the uk with the Thai bank statement to prove that the money sent using the uk bank statement and the Thai bank statement where it is received will that work
Phil ******
Phil ******
@Peter **********
ask your bank yep your bank knows and the letter/statement reflects this....well my bank does
Mark *********
Mark *********
Wow, I always try to copy the exact language that the immigration department of Thailand wants and this notation is not close to what I used in the past. When I moved to Swift transfer this month as wise had become an interThailand transfer, the notation I had provided to be accompanied with the swift transfer, did not exist in the Siam commercial bank deposit notation. When I question Siam commercial bank about this lack of notation they referred me to a specific form which I would imagine it's the same as the other commentators. So that's 300×12 3600baht for forms plus my swift transfer was a 3% hit on the exchange rate of my $65,000 baht transfer is $70 X 12, which is $840 +3600 baht for the paperwork. Anybody come up with a cheaper way of moving money successfully in September 2025?
Sean **********
Sean **********
@Mark ********
I did a test. WISE transfers to Kbank still appear as “Trade Finance Deposit” - same as previous months.

However I will not switch banks mid year and try to explain the potential mess to immigration.

Or even hope to get the desired documentation from both Bangkok Bank & Kbank for partial years deposits
John **********
John **********
@Sean *********
kbank doesn't use FTT
John **********
John **********
@Sean *********
which is how kbank labels international transfers
Sean **********
Sean **********
@John *********
I stand corrected, clearly have been looking at too many bank statements.

I looked back and the test deposit I did is labeled “Trade Finance Deposit”
Mark *********
Mark *********
@Sean *********
Thank you Sean. My problem is the trust that I can continue to make ฿65,000 deposits not only to finish out this year but for the next year. How long will wise be able to continue its exemption by transferring directly in K Bank?
Mark *********
Mark *********
@Sean *********
thank you. I am looking for clear disclosures by the bank without extra paperwork or requests for understanding by Immigration. Please let us know how it goes 😊
Sean **********
Sean **********
@Mark ********
i am printing the WISE transfer disclosure receipt for each transfer to be included with my paperwork package at the next extension.

Of course I will also request the normal ‘credit advice letter’ from Bangkok Bank to accompany the bank book
Colin **********
Colin **********
If the payment came from a BAHNET origin it means the its internally sent inside Thailand from a third party bank, you need to ask your Thai bank to complete a FET form or Foreign Transaction Form, they send to the Third party bank and supply the details of the payments orgin. It cost 300thb and probably takes 2 weeks or so. You should find out from First Direct why its not swift transfer.
Sean **********
Sean **********
@Colin *********
SWIFT transfer from Chase Bank US is received with the same label BAHTNET
Colin **********
Colin **********
@Sean *********
if its Bangkok bank they have a phone number to call and can check how the money got to them.
Colin **********
Colin **********
@Sean *********
need to talk your sending bank and confirm where the transfer was sent in detail and ask your bank where the transfer came from? Maybe the miscode is in the BAHNET system.
Tore ********
Tore ********
Description: BAHTNET.

I got the same in Kasikorn and I also wonder if BAHTNET is the the same as foreign transfer.
Phil ******
Phil ******
@Tore *******
yep your bank knows and the letter/statement reflects this....well my bank does
Pete *******
Pete *******
@Tore *******
BAHTNET is just the system the payment was processed through, it stands for Bank of Thailand Automated High-value Transfer Network.
El **********
El **********
Get the MT 103 from your bank in the uk snd you’re good
John **********
John **********
What does your bank statement show. Email yourself one from the app
Sean **********
Sean **********
@John *********
did this, shows the same label
John **********
John **********
@Sean *********
the question was for
@Peter **********
Sean **********
Sean **********
@John *********
sorry, thought it might be helpful to know if this was consistent for more then one person
Peter *******
Peter *******
Ask BBL for a credit advice form. If it shows FTT**** it will be accepted.
Pete *******
Pete *******
@Peter ******
FTT not FFT.

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