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What is the best health insurance option in Thailand for someone aged 61 looking for free hospital coverage worldwide?

Health Insurance Thailand Expats Worldwide Coverage AIA Cigna PRUDENTIAL Direct Wrlfe Global Insurance Brokers Age-related Exclusions

Oct 7, 2025

2 months ago

Kjetil **********

ORIGINAL POSTER

Hello 

What is the best health insurance here in Thailand ? I want free hospital and around the world. I get a offer from PRUDENTIAL. 72.000 baht. I am 61 years old

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TLDR : Answer Summary

The discussion focuses on the best health insurance options for expats in Thailand, specifically for a 61-year-old seeking worldwide coverage. Recommendations include PRUDENTIAL, AIA, Cigna Global, and Direct Wrlfe Global, with suggestions to consult knowledgeable brokers. Important considerations include understanding age-related exclusions and potential costs for future age increments.

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Karine ********

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Ashli ********

Following: we have a family of 3 planning to move and we are (40s, 30s and 15)

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Ingvar *******

Ask what the price today is for 70, 75 and 80 year before you take the decision.

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Cris ******

Cigna Global sounds exactly like what you want

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Wayne *****

Eff them. $1,400 month for me at 77! Moving permanently in June.

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Doug ********

1400 dollars !!! A month...wow

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Grant *********

i agree they r a rip off

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Cris ******

ooffff thats rough. Curious what you end up finding and the cost. Trying to price out insurance for the clients at our retirement community.

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Cris ******

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Michael ********

Unless travelling to America opt out of that for worldwide it drives cost up

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Adrien ******

*************************

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Danny *******

Whatever you chose make sure you understand what is automatically excluded based on your age and sex, and what is excluded because it is a preexisting condition.

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Samuel *******

Have a chat with Tenzing, very knowledgeable and helpful broker:

******************************************************************

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Tore ********

I dont know what is best in the world but if you live in Thailand I believe that AIA is one of the best. Maybe my certified agent

@Tabby **************

can give you some advice 👍

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Mark ************

supprise

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Mark ************

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Mark ************

Direct Wrlfe Global premiums fixed 5 years can pay annually or Monthly in UK or Thailand

**************

094 583 4305

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Tore ********

@Mark ***********

But WRLife is not a insurance company ………it is a kind of company where you become a shareholder….. as far as I know….. and there is no old serious insurance company behind ?

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Mark ************

RUBBISH.... ! Be careful what you write we will sue for Defamation in Thailand MHF Wrlife.

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Mark ************

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