thailand
Ask question
This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What health insurance options are available for a 77-year-old moving to Thailand?

Health InsuranceAging ExpatThailand VisaMedical Costs in ThailandInsurance for Seniors
Oct 7, 2025
2 months ago
Wayne *****
ORIGINAL POSTER
NEED Health Insurance advice. Moving permanently to Thailand June, 2026. 77 years old. Have Thai wife. CIGNA wants MINIMUM OF $$$$$$1,200/MO! HELP
3,453
views
21
likes
84
all likes
21
replies
2
images
14
users
TLDR : Answer Summary
A user, moving permanently to Thailand at age 77, seeks advice on health insurance after receiving a quote of $1,200/month from CIGNA. Comments indicate that options for health insurance are limited at this age, with high premiums due to perceived risk. Some suggest self-insurance as a cost-effective alternative, citing experiences of paying out-of-pocket for medical expenses. It's noted that obtaining insurance is significantly easier before age 65, and recommendations for insurance providers like WrLife are mentioned.
Pelle Eriksson
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...
recently on Facebook
Luca G.
Luca G.★★★★★
I used this agency for my DTV Visa...
recently on Google
Trusted Thai Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Heikki **********
You can check WrLife
2 months ago
Like
Reply
Mark ********
@Corey *************
 I’ve had WRlife for five years and made two claims with them. Just make sure you disclose all pre-existing conditions. I pay about 65,000 a year for 7 million baht coverage. I’m 70.
2 months ago
Like
Reply
Danny *******
@Mark *******
 Yea, preexisting is anything medical you EVER had since your were born! Ask me how I know.
2 months ago
Like
Reply
Tony *******
@Mark *******
 do they cover the pre existing conditions? Thanks.
2 months ago
Like
Reply
Reply to
Tony *******
Reply
Heikki **********
@Corey *************
 well, you are sooo missinformed, check it, call or chat what ever and find out
2 months ago
Like
Reply
Reply to
Heikki **********
Reply
Michael ********
Starting late is difficult
2 months ago
Like
Reply
Wayne ********
A friend in his late 70s was admitted to Patong Hospital twice in the last 5 years, no health insurance, just paid the bill each time totaling 60,000 baht. Relatively cheap compared with monthly premiums. But, you should always think of the worst case scenario at your age. 🤷‍♂️
2 months ago
Like
Reply
Gerg **********
Unfortunately, at your age you’ll be lucky to get insured, and if you do, it’s going to cost you. The time to get it is before you turn 65 for it to be affordable.
2 months ago
Like
Reply
Philip *******
Non o visa insurance not compulsory
2 months ago
Like
Reply
Nic ***********
@Philip ******
 what about married visa ?
2 months ago
Like
Reply
Philip *******
@Nic **********
 look it up on Thai website as Im not sure
2 months ago
Like
Reply
Reply to
Philip *******
Reply
Pete *******
Very lucky to get any quote once above 75 years of age.
2 months ago
Like
Reply
Ant ***********
Sadly You are probably better off self insure / pay as you go
2 months ago
Like
Reply
Neil ********
Sorry to say but you’re a bad risk at that age, hence the high premiums.
2 months ago
Like
Reply
Michael *******
😩
2 months ago
Like
Reply
Tore ********
Oh…. 77 years, I am sorry to say that then I think you don’t have so many options…..
2 months ago
Like
Reply
Bruce ********
@Tore *******
 bank 2000 bauht a week
2 months ago
Like
Reply
Heikki **********
@Tore *******
 try WrLife
2 months ago
Like
Reply
Tore ********
@Heikki *********
 I am sorry but as far as I know WRLife is not a insurance company….. everyone who accept a insurance is a shareholder in the company…….. and I feel that this is something different ?
2 months ago
Like
Reply
Sylvia ********
@Tore *******
 my friend had made claims and got paid. They are one of the few who cater for your age
2 months ago
Like
Reply
Heikki **********
@Tore *******
 i have had their health insurance past 4 years, so…
2 months ago
Like
Reply
Reply to
Heikki **********
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
What is the best health insurance option in Thailand for someone aged 61 looking for free hospital coverage worldwide?
17 comments
2 months ago
What are the options for health insurance for seniors in Thailand?
40 comments
3 months ago
What health insurance options are available for a 72-year-old expat with pre-existing medical conditions in Thailand?
22 comments
5 months ago
What are some affordable health insurance options in Thailand for retirees?
29 comments
5 months ago
What are the best health insurance options for expats moving to Thailand?
23 comments
7 months ago
What health insurance options are available in Thailand for retirees with pre-existing conditions?
25 comments
9 months ago
What are the best healthcare insurance options for my 76-year-old parents moving to Thailand on a retirement visa?
26 comments
9 months ago
What are some affordable health insurance options for a 68-year-old on a Retirement Visa in Thailand?
71 comments
a year ago
What is the best health insurance for expats over 70 living in Thailand?
89 comments
a year ago
What is the average cost of medical insurance for expats in Thailand over 65 years old?
115 comments
a year ago
Is it cheaper to get health insurance from providers in Thailand or in the UK for someone over 50?
68 comments
2 years ago
What are some recommended health insurance options for expats moving to Thailand?
73 comments
2 years ago
What are some recommended health insurance providers for expats in Thailand, particularly for someone aged 58?
20 comments
2 years ago
What is the best health insurance for a 71-year-old expat with no medical issues in Thailand?
19 comments
2 years ago
What are some options for health insurance as a U.S. citizen moving to Thailand on a Non-Immigrant O visa?
9 comments
2 years ago
What are cost-effective health insurance options for expats in Thailand, particularly for retirees?
29 comments
2 years ago
Can I get health insurance at age 77 while considering retirement in Thailand?
40 comments
2 years ago
What health insurance advice should a 66-year-old expat consider for living in Thailand permanently?
22 comments
2 years ago
What are the best health insurance options for retirees in Thailand, especially for those over 65?
241 comments
2 years ago
What are the best health insurance options for a 73-year-old expat in Thailand?
5 comments
3 years ago
What health insurance options are suitable for a 67-year-old moving to Thailand on a retirement visa?
17 comments
3 years ago
What are affordable medical insurance options for retirees over 70 in Thailand with preexisting conditions?
30 comments
3 years ago
What is the best minimum travel insurance for a 77-year-old returning to Thailand?
6 comments
3 years ago
What are the best options for getting medical insurance in Thailand for someone aged 71?
11 comments
3 years ago
What is the best cannabis dispensary in Bangkok?
7 comments
a month ago
Where can I find the best cannabis dispensary in Chon Buri?
9 comments
a month ago
What are the best dispensaries in Phuket?
21 comments
a month ago
What is the best cannabis dispensary in Surat Thani?
16 comments
a month ago
Where can I find the best weed in Chiang Mai?
8 comments
a month ago
Data protection policyTerms and conditionsDisclaimerPrivacy policyRefund policy
The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.