Answereda year ago
What are the options for health insurance for seniors in Thailand?
Hi everybody. Does anybody of you know a health insurance in Thailand. We did spend a lot of time in Thailand but we are getting older. We are looking for a insurance for 2 month and our age is 75 and 79. Any help would be much appreciated. Thank you
Answer summary
A user seeks recommendations for health insurance in Thailand for themselves and their partner, aged 75 and 79, and plans to stay for two months. Responses provide various options including travel insurance from AXA, suggestions to maintain funds for emergencies, and recommendations for insurances that cover seniors up to age 90 or more, like AIA and Coris. Users also warn about the challenges seniors face when trying to secure new insurance plans, the potential high costs involved, and the importance of checking for coverage on pre-existing conditions.
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Damien ********
Don’t trust ANY insurance company to honour a major claim at your age
Better to put money aside every month to have an emergency fund in case of ….
A medical emergency ?!?
I’m no expert but the premium at your age will be expensive even if you find a company that will insure you at your age
Up to you
Chocdee
Better to put money aside every month to have an emergency fund in case of ….
A medical emergency ?!?
I’m no expert but the premium at your age will be expensive even if you find a company that will insure you at your age
Up to you
Chocdee
Tore ********
AIA insurance is up to 99 years 👍
Kevin *********
@Tore *******
is that renewability age or new policy age?Tore ********
@Kevin ********
Renewable. And then also give you the level of yearly annual cost up to 99 years. I checked every company and it was only 2 companies I find acceptable that was Luma and AIA. But Luma was far more expensive. A good solution is to choose AIA health happy with 5 million coverage, and if you get serious sick (cancer, heart etc.) the coverage is 10 million. I choose this and feel very happy and safe with this. You can contact my agent to get an offer: @Tabby **************
. AIA and their agent are very serious and well educated people.Tore ********
@Kevin ********
No, I think Max age for a new insurance is 75 ….. I really think it will be nearly impossible to get a new health insurance at that age. I am now 71 and bought the insurance when I was 69.Kevin *********
@Tore *******
that's what I thought so it wouldn't apply to the couple who are 75 and 79 wanting to buy a new policy.
Britten *****
OP@Jody *******
Udo Britten 198 Clonard Road Crumlin Dublin 12 D12P1H2 Ireland
Floyd ******
I recently priced health insurance for myself 77 years old no pre-existing good health they wanted over $5,000 a year I decided to put that $5,000 in my bank account if I need it I'll have it if I give it to them and I don't use it it's gone that's the way I look at it have a blessed day
Tammy *********
Cigna has policy to cover overseas. If you are on Medicare and travel. You have to pay first then submit it. They May reimburse the expenses while traveling.
Jody ********
@Britten ****
sent you contact info via Messenger
Tabby ***************
AXA Sawasdee is available upto 80 years old.
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Britten *****
OP@Tabby **************
thank you
Robert ***********
Good luck.
Ralph ********
Just get it from where you come from. It will be the best for you. Dont just think it is cheaper in Thailand
Max *************
@Marty ********
Well,these guys are 75 and 79 years old.
Marty *********
@Max ************
Exactly. If you buy when you are young and stay with the company then they will cover you until you are 99 years old. This couple is unlikely to be able to buy adequate income at their age. They should consider whether they can self insure.Max *************
@Marty ********
Thats why I said it won't be cheap.But,they should be able to get a travel insurance from back home.
Rob **********
Get travel insurance from your own country if you are looking at 2 months
John ***********
@Rob *********
Exactly. Why would anyone take out a local policy for 2 months, particularly over 70.Jody ********
Britton Udo.....I recommend reaching out to
@Robert ********
. He is my insurance guru. Honest. Extremely knowledgeable and helpful.Britten *****
OP@Jody *******
Thank you for your help. Have you got any contact address for Robert Jackson? Much appreciated. Thank youMax *************
@Britten ****
Why can't you get a travel insurance from back home?? It will by far be the cheapest option and also more reliable.Jody ********
@Britten ****
let me look. I sent him message that I tagged him.
Spencer *******
A quick check of your main page lists you as being in Ireland if SAGA is available there go for that its a lot better than any product in Thailand. You can get annual cover that allows for trips of 90 days I went for a Policy to the value of 10 million pounds aged 64 1 pre existing condition and the premium was a little under £300
David *********
IMO best to get extended travel insurance for that period of time. Here (and maybe many places) get you 2 ways. No coverage for any pre existing as well as “common illnesses” in your age group. Likely the best you will get is coverage for catastrophic injury caused be accident. Consider putting aside a great deal of money as your backup in needing medical care. That way if nothing happens you still have it. Good luck
Good luck.
Good luck.
Ron ********
I'm 73. Had travel insurance with Faye earlier this year for about 75 days. I specified Thailand but think it covered almost everywhere except US. Think it cost a little over $600. They, and Allianz, have never questioned my age.
David *********
@Ron *******
yes. Age is less of a factor for Travel Insurance. The OP asked about policy
Bob **********
If you got it they would fight you on any claim
Pete *******
Forget it, just have a chunk of money set aside.
John *******
@Pete ******
At 79, yes.
Ricky ********
There are options out there.
Happy to offer support.
Happy to offer support.
Britten *****
OP@Ricky *******
any support would be welcome. Thank youRicky ********
@Britten ****
feel free to message me
Christopher ***********
Up to 100 years of age;
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Max *************
@Christopher **********
Well,I guess it won't be cheap.Marty *********
@Max ************
usually if you bought in at a younger age already
John **********
Good luck. The majority of health insurance companies in Thailand won't issue a new policy once you hit 75
Max *************
@John *********
There are companies but I guess it won't be cheap.
Baz *********
Check out AXA travel insurance..
You can get policy up to 6 months
You can get policy up to 6 months
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Max *************
You can check this out,just click on Get started:
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