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What are the options for health insurance for seniors in Thailand?

ThailandHealth InsuranceExpatsTravel InsuranceSenior InsuranceVisaImmigration
Aug 15, 2025
3 days ago
Britten *****
ORIGINAL POSTER
Hi everybody. Does anybody of you know a health insurance in Thailand. We did spend a lot of time in Thailand but we are getting older. We are looking for a insurance for 2 month and our age is 75 and 79. Any help would be much appreciated. Thank you
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TLDR : Answer Summary
A user is seeking advice on health insurance options for seniors aged 75 and 79 for a two-month stay in Thailand. The comments include various suggestions for insurance providers, with some warnings regarding age-related restrictions and high premiums. Recommendations for AXA, Cigna, and AIA are mentioned, along with advice to consider travel insurance from one's home country for better coverage options.
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Damien ********
Don’t trust ANY insurance company to honour a major claim at your age

Better to put money aside every month to have an emergency fund in case of ….

A medical emergency ?!?

I’m no expert but the premium at your age will be expensive even if you find a company that will insure you at your age

Up to you

Chocdee
3 days ago
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Tore ********
AIA insurance is up to 99 years 👍
3 days ago
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Kevin *********
@Tore *******
 is that renewability age or new policy age?
2 days ago
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Tore ********
@Kevin ********
 Renewable. And then also give you the level of yearly annual cost up to 99 years. I checked every company and it was only 2 companies I find acceptable that was Luma and AIA. But Luma was far more expensive. A good solution is to choose AIA health happy with 5 million coverage, and if you get serious sick (cancer, heart etc.) the coverage is 10 million. I choose this and feel very happy and safe with this. You can contact my agent to get an offer:
@Tabby **************
. AIA and their agent are very serious and well educated people.
2 days ago
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Kevin *********
@Tore *******
 that's what I thought so it wouldn't apply to the couple who are 75 and 79 wanting to buy a new policy.
2 days ago
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Tore ********
@Kevin ********
 No, I think Max age for a new insurance is 75 ….. I really think it will be nearly impossible to get a new health insurance at that age. I am now 71 and bought the insurance when I was 69.
2 days ago
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Tore ********
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Britten *****
ORIGINAL POSTER
@Jody *******
 Udo Britten 198 Clonard Road Crumlin Dublin 12 D12P1H2 Ireland
3 days ago
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Floyd ******
I recently priced health insurance for myself 77 years old no pre-existing good health they wanted over $5,000 a year I decided to put that $5,000 in my bank account if I need it I'll have it if I give it to them and I don't use it it's gone that's the way I look at it have a blessed day
3 days ago
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Tammy *********
Cigna has policy to cover overseas. If you are on Medicare and travel. You have to pay first then submit it. They May reimburse the expenses while traveling.
3 days ago
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Jody ********
@Britten ****
 sent you contact info via Messenger
3 days ago
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Tabby ***************
AXA Sawasdee is available upto 80 years old.

******************************************
3 days ago
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Britten *****
ORIGINAL POSTER
@Tabby **************
 thank you
3 days ago
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Britten *****
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Robert ***********
Good luck.
3 days ago
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Ralph ********
Just get it from where you come from. It will be the best for you. Dont just think it is cheaper in Thailand
3 days ago
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Max *************
@Marty ********
 Well,these guys are 75 and 79 years old.
3 days ago
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Marty *********
@Max ************
 Exactly. If you buy when you are young and stay with the company then they will cover you until you are 99 years old. This couple is unlikely to be able to buy adequate income at their age. They should consider whether they can self insure.
3 days ago
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Max *************
@Marty ********
 Thats why I said it won't be cheap.But,they should be able to get a travel insurance from back home.
3 days ago
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Max *************
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Rob **********
Get travel insurance from your own country if you are looking at 2 months
3 days ago
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John ***********
@Rob *********
 Exactly. Why would anyone take out a local policy for 2 months, particularly over 70.
a day ago
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John ***********
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Jody ********
Britton Udo.....I recommend reaching out to
@Robert ********
. He is my insurance guru. Honest. Extremely knowledgeable and helpful.
3 days ago
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Britten *****
ORIGINAL POSTER
@Jody *******
 Thank you for your help. Have you got any contact address for Robert Jackson? Much appreciated. Thank you
3 days ago
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Max *************
@Britten ****
 Why can't you get a travel insurance from back home?? It will by far be the cheapest option and also more reliable.
3 days ago
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Jody ********
@Britten ****
 let me look. I sent him message that I tagged him.
3 days ago
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Jody ********
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Spencer *******
A quick check of your main page lists you as being in Ireland if SAGA is available there go for that its a lot better than any product in Thailand. You can get annual cover that allows for trips of 90 days I went for a Policy to the value of 10 million pounds aged 64 1 pre existing condition and the premium was a little under £300
3 days ago
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David *********
IMO best to get extended travel insurance for that period of time. Here (and maybe many places) get you 2 ways. No coverage for any pre existing as well as “common illnesses” in your age group. Likely the best you will get is coverage for catastrophic injury caused be accident. Consider putting aside a great deal of money as your backup in needing medical care. That way if nothing happens you still have it. Good luck

Good luck.
3 days ago
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Ron ********
I'm 73. Had travel insurance with Faye earlier this year for about 75 days. I specified Thailand but think it covered almost everywhere except US. Think it cost a little over $600. They, and Allianz, have never questioned my age.
3 days ago
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David *********
@Ron *******
 yes. Age is less of a factor for Travel Insurance. The OP asked about policy
2 days ago
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David *********
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Bob **********
If you got it they would fight you on any claim
3 days ago
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Pete *******
Forget it, just have a chunk of money set aside.
3 days ago
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John *******
@Pete ******
 At 79, yes.
3 days ago
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John *******
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Ricky ********
There are options out there.

Happy to offer support.
3 days ago
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Britten *****
ORIGINAL POSTER
@Ricky *******
 any support would be welcome. Thank you
3 days ago
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Ricky ********
@Britten ****
 feel free to message me
3 days ago
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Ricky ********
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Christopher ***********
Up to 100 years of age;
*********************************
3 days ago
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Max *************
@Christopher **********
 Well,I guess it won't be cheap.
3 days ago
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Marty *********
@Max ************
 usually if you bought in at a younger age already
3 days ago
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Marty *********
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John **********
Good luck. The majority of health insurance companies in Thailand won't issue a new policy once you hit 75
3 days ago
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Max *************
@John *********
 There are companies but I guess it won't be cheap.
3 days ago
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Max *************
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Baz *********
Check out AXA travel insurance..

You can get policy up to 6 months

***************************************************************
3 days ago
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Max *************
You can check this out,just click on Get started:

*********************************
3 days ago
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Max *************
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