I agree sending your transfer in USD is the best way, keep in mind the bank at least Bangkok Bank, where I send my money to my account, will always discount the current rate. The bank takes the difference in what they give you and what the current rate is, I guess is a service fee
why would you so casually respond to a remark with”so”. Does your country allow foreigners to come and stay as long as they want without a proper visa? I would guess no so why would you be so why would you think it’s OK when it comes to Thailand?
The US Embassy for some reason is unable to verify your US Social Security income, and give you an affidavit to that fact that’s why you have to have the money in the bank because I guess the embassy can’t figure it out.
Just wondering your post mentions that you are both in your 20s how can you have military pension which starts after 20 years of service unless you are both 100% VA disable?