What should I do if my Bank of Bangkok account is frozen and they require SWIFT verification from my American bank?

I think it’s pretty easy to get your ‘swift code’ from your bank.

Then give that to them & smile

Simply ask your american bank, they will know.

Its a “postcode” adress, for transfers between banks.

Often you can see it in online bank if you have.

Google can help a lot

But the deposit went ok or was it refused?

You can find the swift code in your app or bank book or call your bank. It uses letters

To define the country the bank and your account for traceability

The reason for all these problems is because a lot of shady transactions they want to know where the money is coming from not saying you but say your selling drugs in Thailand they want to know where it came from

From your us bank get the statement showing the transaction to show the source

The reason is that they know Bangkok Bank staff scammers. They don't trust each other.

Yes, the USA banking system uses SWIFT. Here’s a clear explanation of what SWIFT is and how it fits into the U.S. banking system:

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✅ What is SWIFT?

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication.

It’s a global messaging network that banks and other financial institutions use to securely send and receive information (such as payment instructions) across borders.

• Founded: 1973

• Headquarters: Belgium

• Members: Over 11,000 institutions in 200+ countries

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🔍 What SWIFT Does (and Does NOT Do)

SWIFT DOES SWIFT DOES NOT

Sends secure payment instructions between banks Move money or hold funds

Provides standardized formats for financial messages Act as a bank or settlement service

Supports global cross-border payments Charge or collect interest

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🏦 How the USA Uses SWIFT

U.S. banks use SWIFT primarily for international wire transfers. Here’s how:

1. Customer Request: You ask your U.S. bank to send money to a bank in another country.

2. SWIFT Message: The U.S. bank sends a SWIFT message (usually a MT103 for payments) to the receiving bank with instructions.

3. Funds Settlement: Actual money is moved via correspondent banks or central bank systems, based on the SWIFT instructions.

💡 Example:

Sending $10,000 from Bank of America to a bank in Germany — the transaction uses the SWIFT network to tell the German bank when and how to credit the recipient.

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🧩 Related U.S. Systems (for comparison)

• Fedwire: Real-time gross settlement system used within the U.S. for domestic large-value transfers.

• CHIPS: Private clearing house for large domestic and international USD transactions.

• ACH: Low-cost batch processing system for domestic direct deposits, bill payments, etc.

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🔐 Why SWIFT Matters

• Secure and reliable

• Standardized format across countries

• Critical for global trade and finance

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Let me know if you want a simple diagram or real-world example of a SWIFT transaction.

Send a Swift wire transfer from your US Bank or ask them for some kind of verification.

Just provide what they ask for.....