The bank asked me for a certified copy of my passport to open an account about five years ago. I tried to get an appointment for notary at the Bangkok US Embassy had to wait for about a month to get in so I went to Chiang Mai US consulate and they had appointments available within about seven days so that’s how I got my certified copy of my passport, and I’m not sure but I think I may have had to get it. Translated as well.
400k if your visa is based on marriage to a Thai. The post is about the OP coming to Thailand to live with his Thai wife, Why mentioned retirement visa.
100% correct Stewart all of the posters that were saying you were incorrect were confusing the validity period Of the Visa versus the number of days your visa allows you to stay in Thailand once you arrive. Correctly said by you normally you have 90 days to use the visa. And that 90 days starts from the date the visa was issued. As you again correctly said. Then once you arrive, you can stay in Thailand for the number of days that your visa allows.
you still have to prove that it was an international transfer and that the money came from outside of Thailand how would you do that if you carry the money in? 
Bangkok Bank is the same way. My Branch is in Phichit there is no fee to withdraw money inside the bank of your own Branch. If I go to Bangkok and try to withdraw a large amount from inside the bank, there is a fee also I think it’s somewhere in the neighborhood of ฿200.