Oh OK. I will need to study on that book and what it does. Thank you for the info!

@David *******

Yes, its a private person selling it to me. Great news that they never asked for the certificate! Thank you!

@Pete ******

Ahhhhhh.......that is great news! THANK YOU!!

@Robert *********

Ohhhh OK, good news! By 'do the transfer later' do you mean the seller and I would have to get together again?

@Brandon ***********

Right Sir. The way I look at it, the money saved doing it myself IS the interest payment on the 800k. Plus a person can use 400K of that for investments about 7 months a year, correct?

Pattaya is a huge city......so.

@James ***********

Not expensive huh? If you say so.

I had great service, an excellent exchange rate, and VERY reasonable cost doing a simple bank-to-bank transfer. It was under $40 total for both bank fees. For $24,000. Took two business days, though they said 3 business days.

Wise is fine for under $1000. Above that it can get stiff.

Are your kids school age? If they are, plan on a huge bill for a international school.

No sir.......no health insurance required on a Non-O retirement visa. You may be thinking of a Non O/A visa. Very easy to get things confused in the byzantine world of Thai immigration rules, which even then changes in some of it's requirements from immigration office to immigration office. Plus even then a Thai immigration officer has a LOT of flexibility in dealing with any one applicant. I learned that the hard way.