What type of insurance should a 70-year-old consider when visiting Thailand for three months?

AXA travel Insurance , but buy it outside of Thailand from their US branch .

If you have a problem they will Coordinate With the Thai Head office.

I had it and made a claim and they were great, but you have to Contact the 24 hour USA line 1st if something happens, you can’t go direct to Axa Thailand

I am 83 Y/O and have very few pre-existing issues but no one will accept my insurance cover as I'm too old. I no longer ride a motorbike and have lived in Thailand on and off for 3 months at a time over 15 years. Earlier on a retirement visa but now will never exceed the 180 days to register as a tax resident of Thailand. I do own a house in Australia so yes, I come and go as I please $440 return Perth to BKK and return. If you are in Thailand for the girlie bars which seem to be the main attraction, bars and massage parlours will cost you. Without those bars, I often do have a few drinks and can enjoy cooking, I do live in a very comfortable residence in Hua Hin on my own in Thailand for Bt10,000 P/M and only spend Bt,000 a month on average, I don't have a regular girlfriend but you can get a "Rent-a-wife if you would like one or a real one if you prefer?" (there goes your reason for living? there goes your everything?) I actually earn double that with the AAP and some super which is well below the Centrelink threshold. I'm not a big spender. Thailand is still cheap if you live a modest lifestyle and seems with all its confusion will be so for a long time to come...Land of Smiles, (LOS.)

Expensive and just impossible in many cases also I have ZERO trust in Thai Insurance or any insurance companies. Just make sure you have enough cash saved.

Get a travel insurence in your homecountry, since it covers repatriation and / or relatives to come in case of serious illness / accident / dead.

Depends what you are going to do. Hang gliding, learning muay thai or motorcycle racing, then yes get some insurance. But if you just get on with life don't bother. Have a great holiday Alan

try thai tune ipass travel insurance .i use it and its seriously cheaper than a uk one haha.i no longer entertain using rip off uk companies ,since covid rates have trebled and more and they aint come back down so take your business else where .

Massive risk without it. even if you put money aside, could clear out your savings if a serious issue, There are companies that will pay out as long as you are honest in your medical history. I had an issue 4 years ago and my company paid out as per contract. If you have millions of baht you can put aside then ok, and 3 months isn't long but it only takes one situation. Maybe worth the risk, but a big risk in my humble opinion.

No

Try this site for travel insurance for incoming tourists to Thailand. Cover provided by Thai Insurers. I have used it for a number of year

Its a LOT easier to have an injury accident and/or a serious illness here in Thailand than in the States. IMO, definitely get travel insurance. Plus it covers problems with your flights/luggage etc. Well well worth the price!

I have been going to Thialand for 17 years iam 77 have never paid for insurance hospital are quite cheap had plenty of of times as long as if you have a credit card .

I am 70 and a full time resident and have self insured for the last 10 years, piss on making an insurance company richer, I invested all the money I would have paid for premiums, 3.5 million baht to hand, why pay for a corporate jet when I could personally benefit from all that money, never will I pay another premium

Do not attempt to travel here to Thailand without travel insurance for the duration of your trip, unless of course you have unlimited credit available on your credit card. Any reputable UK insurance company should be able to provide you with cover, BUT make sure that you understand exactly what is covered in the contract.

Had one friend in a car accident that ended in a Medivac back to the USA at horrendous cost. Had a girlfriend in a seperate car crash that ended up in a wheelchair and that was after two surgeries to try and save her spinal cord. That cost in excess of £50,000. Both of these accidents were not the fault of the person injured. Only an imbecile visits Thailand without adequate insurance, it is a pittance in comparison to the cost of a serious accident.

You're daft not to take out travel insurance..

I had a motor cycle accident but paid by compulsory insurance 22,000 baht. Yes I copied Thai drivers locally no helmet. 13 stitches in my head

I've been in Thailand 18 years. Never bought insurance.

I regard myself in good health.

If you don't partake in motor cycle endeavours I would save your money.

I've been to out patients but never overnight where the bills add up.

I'm sure some will disagree

I'm 74 and always use Luma Health, a Thai company.

Get travel insurance. It’s expensive but will cover you.

You are travelling for 3 months. Make sure you have your return ticket bought and paid for before you leave. Most travel insurance needs this to be valid.

Take a look at GOUDA travel insurance ( Norway company),…I use it for many years when I’m traveling,…I’m 69 from Denmark.

Buy travel insurance the day you book your flight from a good provider such as World Nomads.

Don’t wait to purchase the travel insurance because the price and benefits will change  the more time passes from the day of booking.

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65yo here, got the travel insurance and shopped around. Lots of options, but mine ran approx. US$219 for two months.

Absolutely get travel insurance. At 70 it’ll be expensive but is it a risk you’d be prepared to take without it?

Private hospital care here is first class but expensive. Not in the same league as the US but a stay of a few nights can rack up bills of 100,000 baht or more pretty easily.

There’s 100s of cases of “go fund me” posts from people with no insurance or from those that realised that riding their motorbike without a valid licence and IDP for their home country invalidated theirs.

Your call. If you can afford to self insure then insurance is not mandatory.

Get a travel insurance from your country, you certainly should not come here without one, regardless of your own health. Anyone of us can trip or fall, be involved in any type of accident, so unless you have quick and easy access to a huge sum of money, please get covered. Health care here is great but expensive as you'd be taken to a private hospital where staff can communicate with you

Definitely take out travel insurance. Health insurance will rip you a new one. 💯

If you are just traveling to Thailand for 3 months then just look for a travel insurance policy. They are generally cheaper than health insurance.