I love krungthai. I have a business account with them. But when I went and tried to open a personal account they needed a yellow book and pink ID card. Which are not easy to get and take time. I laughed because... that makes no sense. But oh well. Im in the same boat my village only has 2 banks really. And I dont want GSB.
Ah, ya well it sounds like your accounts are linked, then when they were flagged for whatever reason, it gets sent up to the head office, to where its closed. Is my guess. But ive also heard that branches have the power to freeze and unfreeze accounts as well.