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What is the experience of opening an account at Krungthai Bank for expats?

Krungthai Bank expat banking opening bank accounts in Thailand Thai visa types banking experience retirement visa Kasikorn Bank

Oct 10, 2025

4 days ago

Martin **************

ORIGINAL POSTER

Krungthai Bank

I want to open an account at Krunghthai Bank, because they have a branche in the village I will live from this November on. Anyone experience with Krungthai Bank?

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TLDR : Answer Summary

The conversation highlights various experiences of expats attempting to open accounts at Krungthai Bank. Several users provide insights about their experiences, mentioning the requirements that can vary based on the type of visa held. Some expats report difficulty in opening accounts due to strict requirements, such as needing a yellow book or pink ID card. There are mixed reviews regarding customer service, with some noting long wait times and busy branches, while others appreciate the staff. Additionally, comments indicate varying limits on banking transactions which can be frustrating. Some expats note that they opted for alternatives like Kasikorn Bank after facing issues with Krungthai Bank.

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Terence *****

I was rejected in opening an account at Chaeng wattana yesterday with my spousal 90 days e-visa.

No point arguing as the lady insisted it wasn’t a retirement visa inspite of me having all the required documents on hand.

Took my funds and opened an account at Kasikorn.

No fuss .

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Todd *********

They love canceling your debit card, and making you pay for a replacement. Difficult to open an account with them too now.

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Martin **************

ORIGINAL POSTER

Well, I guess Kasikorn Bank would be the best, but they don't have a branch in the village and the next city is 50 km away. My Thai husband has Krungthai Bank, so I guess I will try first to open an account with this bank. I can always change if they make it too difficult.

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Todd *********

@Martin *************

personally I’d go for the bank that’s closest to the immigration office

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Martin **************

ORIGINAL POSTER

That is 100 km away ....

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Todd *********

@Martin *************

if you need to get a statement prior to visiting immigration (has to be same day) it will make it easier if there are problems

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Cary *******

This is the first time I've heard anyone mention this. You're saying you actually need the letter produced at the bank the same day if you're going to immigration for a one-year extension visa?

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Todd *********

yes, that’s how it is with Kalasn

For me anyway

Remember the immigration officer can ask for anything he wants

I had to come with the next day with a new bank statement and the village head in tow

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Martin **************

ORIGINAL POSTER

Krungthai Bank has a branche in the same city as Immigration, so I can get my statement there I guess

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Martin **************

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Mark *********

with all of this Bangkok Bank problems I was looking at opening an additional bank account. Kung Thai was on my radar but when I asked my Thai national friend about opening account there she said it was a government-owned bank and characterize them as slow. So I decide to keep my Bangkok bank account and see what happens in the future. It is wise for you to find a bank that is easy to access because they all seem to go with the operations being centrally located in the branch that you open your account. That's a generalization.

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Brad ************

She said? One opinion? Why not ask someone that has been banking there for 20 years?

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Mark *********

@Brad ***********

Thank you for sharing

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Mark *********

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David *******

I’ve had an account with Krung Thai for a number of years but recently they froze me out of the App. When I entbto the branch I had to update to and version, sign more forms but was then told there is a 50k a day limit on transfers and a ridiculous limit of 1000 baht on scan to pay which makes it useless for my weekly shop. They said the limits can’t be increased.

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Cris ******

I love krungthai. I have a business account with them. But when I went and tried to open a personal account they needed a yellow book and pink ID card. Which are not easy to get and take time. I laughed because... that makes no sense. But oh well. Im in the same boat my village only has 2 banks really. And I dont want GSB.

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Floyd ******

I opened my accountant in phetchabun it didn't require anything other than my passport I also have an account with the Bangkok Bank and I'm thinking about transferring my funds

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Cris ******

ya. Every bank and every branch have different requirements and said requirements change often too

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Floyd ******

My account , excuse AI

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Floyd ******

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Jim **********

Have a kasikorn and Bangkok account ,went to the yellow bank to apply for an account. They flatly refused me.i have a current retirement extension

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Michael ********

i just got one at krung sri (yellow bank)

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CjandBrigitte **********

Also dont allow over 70 to have mobile banking.

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Jim **********

@CjandBrigitte *********

counts me out(73)!!!!

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Jim **********

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Robin *******

Had an account now for maybe 10 years in Na Klang Nongbualamphu absolutely fantastic bank, I had to sort out my phone number last year but no problem a bit of paperwork and a new photo

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Tony *****

are you on the monthly overseas money into your Krungthai account method for extension of stay? Is there any issues with the coding for immigration? Thanks

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Tony *****

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Martin **************

ORIGINAL POSTER

@Brad ***********

I guess a good bank is always busy

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Brad ************

I have an account at Krung Thai. It seems the branches are always busy.

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Bent *************

@Brad ***********

Busy because here in Thailand a simple thing like getting a new pass book to your bank may take more than one hour!

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Brad ************

@Bent ************

I walk into my Krungthai Branch needed a passbook updated, the manager takes it out of my hand, walks it to the teller and it is updated with no wait. No matter how people are in there!

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Bent *************

@Brad ***********

I do that myself in a ATM. But when the pass book is full, you need a new one, right? That took me more than one hour!

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Bent *************

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Jesper *******

It depends what visa you are holding....and most of the time the bank choose us ....some are already happy that they can have one without the help of agent it doesnt matter which bank ....at the current situation most will avoid bkk bank

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Jesper *******

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