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Why are my Bangkok Bank accounts frozen and what should I do?

Oct 9, 2025
8 hours ago
Matts *************
ORIGINAL POSTER
Multiple accounts with Bangkok Bank

I have BB accounts both in Chiangmai and Pattaya.

On Saturday morning, I received a phone call from a lady at the Pattaya branch, asking me to come in on Monday and show my one year lease.

I don’t have a lease as I’m currently traveling and staying at hotels.

So on Tuesday morning I find both my accounts frozen.

I didn’t think that one branch could freeze an account at another branch.

Anyone has been in this situation?

What happens if I open a new BB account where I am currently staying, could they unfreeze my accounts?
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TLDR : Answer Summary
The user is facing an issue with both of their Bangkok Bank accounts being frozen after receiving a call from the Pattaya branch regarding a lease requirement. They are currently traveling, do not have a lease, and express confusion as to why one branch's action impacts accounts in different locations. Comments suggest that all Bangkok Bank branches use a unified system for account management. Users recommend visiting the bank directly for clarification and inquire about specific identification and visa requirements.
Wayne *********
Head office is responsible for the closure. The branch would have entered the documents required and satisfy head office hence why both frozen as connected to your passport all on one computer system
Farhana ********
At least they call ya, mine didn’t receive any call and they did that 2 times..at last I close my account and open to Kasikorn.. And they provide better service
จิมมี่ *************
Both accounts linked to same phone number?
Matts *************
ORIGINAL POSTER
@จิมมี่ ************
Yes, and same passport number, both show up in the app
จิมมี่ *************
@Matts ************
that's why both frozen. Basically classed as same account
Dca *****
With Thai banking, it's a different world nowadays and all you can do now is just go into any branch right now and see what they say:

Subsequently, if they say you have to go back to a particular branch, then that's all you can do nowadays
Craig ********
No you need to show your visa TM 30 and your sim card details need to match your bank accounts
Steve *********
@Craig *******
yellow book for Bkk bank in roi-et. To unfreeze. Nothing else will do they say. !!!!
Craig ********
@Steve ********
not everyone has a yellow book so for those that don't a TM 30 is the same proof of adress
Steve *********
@Craig *******
my bankok, said no yellow book only. They did not know what a tm 30 was.
Matts *************
ORIGINAL POSTER
@Steve ********
my landlord didn’t know about yellow book or tm30

my lawyer came over and explained it to them

anything is possible if you can pay

this happened 20 years ago, not exactly relevant to my situation now
Matts *************
ORIGINAL POSTER
@Craig *******
everyone on a long term visa can get a yellow book

it might be difficult, but it’s definitely possible
Roberto *********
@Matts ************
Maybe many people don't want a yellow book?
David *********
@Steve ********
not true I un froze mine in bkk bank robinsons roi et no yellow book just residence certificate ais paper sim registered 2 me and non o retirement
Cris ******
@David ********
I think every branch is requiring different things.
Ruud ******************
Why didn’t you go on Monday; you could have solved the problem
Matts *************
ORIGINAL POSTER
@Ruud *****************
because I’m far away, and I don’t have the documents they asked for, and I figured I could still use my CM account
Ruud ******************
@Matts ************
in that case you always could have contacted them;
Paul ********
The answers you receive here are worth slightly less than what you paid for them. The only answer that matters is what Bangkok Bank tells you to your face.

You know what you must do, no?
Roberto *********
What visa are you on?
Matts *************
ORIGINAL POSTER
@Roberto ********
Retired, but my question is in regard to how branches cooperate.

The Pattaya branch could not close my CM account when I moved there, but they can apparently freeze a CM account
Asim ********
@Matts ************
To teach you not to misuse the system. Because you think Thailand is using 100-year-old technology. It's all over the world, even in your country, you can not open multiple accounts in the same Bank.
Jay *******
@Asim *******
of course you can open multiple accounts at the same bank.
Matts *************
ORIGINAL POSTER
@Asim *******
it’s not misusing the system

you should always have an account in the branch where you live

it cuts down on atm fees, and travel time when there’s an issue
Asim ********
Matts Kallioniemi, in that case, transfer your same account to the city where you are using your account.
Matts *************
ORIGINAL POSTER
@Asim *******
only SCB can move an account

all other major banks will tell you to open a new account
Asim ********
@Matts ************
Ok, then close and open new if their policy is like this. Please be sure you won't be able to play with the system. Then what is the use of crying like a child on Facebook? Can Facebook solve your problem? You're big enough to understand everything.
Bernard **************
@Asim *******
speaking from the perspective of a US citizen the banking system is different in Thailand. I think he is asking questions because banks operate differently so he is asking for clarification.

I can access banks throughout the US without ever needing to visit the branch where the account was opened and there are no regional fees charged for ATM.

I think he is trying to learn from others experiences.
Istvan *********
@Matts ************
they can. One company. Doesn't matter if it's a different branch.
Yo***
I think Bangkok bank has one system. All branches are all in one system of bangkok bank. So that is why one account of you in a branch is frozen, then automatically another one is frozen too. Well, I guess, you can not open another account in another bangkok branch. Try other thai banks?
Stephen *********
Why BB if they are causing problems?
Matts *************
ORIGINAL POSTER
@Stephen ********
I like having accounts at several banks.
Cris ******
Ah, ya well it sounds like your accounts are linked, then when they were flagged for whatever reason, it gets sent up to the head office, to where its closed. Is my guess. But ive also heard that branches have the power to freeze and unfreeze accounts as well.
Matts *************
ORIGINAL POSTER
@Cris *****
that’s what I’m hoping for, that someone can confirm that one branch can unfreeze accounts at other branches

so that I don’t waste time and money traveling

banks have different atm fees at home province and other provinces, so you’d think they are independent
Cris ******
@Matts ************
its Thailand. Nothing makes sense haha
Lim ***********
@Matts ************
if your BBL account is in City A, you need to show up at the branch in City A to validate and they will still need to send documents to HQ for approval before unfreezing. It's not immediate. You can't go to your branch at City A to unfreeze account at City B. Speaking from personal experience.
Cris ******
@Matts ************
I think hes asking why would you stay with bangkok bank and not another bank
Matts *************
ORIGINAL POSTER
@Cris *****
I do have three other banks

I realize that if I lost all my accounts, I’d be in trouble

My question is only about how branches cooperate with each other
Bob **********
@Matts ************
it’s all done by a computer the lady has nothing to do with it do you have a long stay visa ??
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