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Answereda year ago

What documents are required for foreigners to open a bank account in Thailand?

Cris ******
asked Aug 29, 2025
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Well just tried to open an account with Krungthai. Was originally told, by a higher up employee. Bring passport and thats it.

Show up. They now require a pink ID card and a yellow book that you are registered under. Haha what is happening with the banking system here. MIND YOU I already have a business account with them, that was opened in the same branch.
Answer summary
The user attempted to open a bank account with Krungthai Bank but faced unexpected document requirements beyond just having a passport, specifically needing a pink ID card and a yellow book. This raised concerns about the banking process for foreigners in Thailand, with other commenters sharing their experiences and frustrations regarding the documentation required to open accounts.
162 repliesnewest first
41

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Malcolm *****
Malcolm *****
Thanks so much for sharing your experience
@Cris *****
I can see all the trolls and “know-it-all dirtbags” have finally come out of the woodwork here on this lovely Friday!

Sorry you secretly hate your lives and feel the need to try and expel your negative energy on to other people….oh, and your in denial of this 🤣

Love, peace and acceptance ☮️
Frank *********
Frank *********
@Malcolm ****
it's a plague. You can not post anything or they will reply with an ignorent or even insulting comment. Do they really have nothing better to do with their lives than sit in the bar from 11am and post nasty comments?
Cris ******
Cris ******
OP
Oh i agree. its crazy. I expect at least one per post at this point. Hell i had one old guy threatening to fight me. Dude was in his 70s wanting to fight me... mid 30s haha. The post was about my frustration of going through the marriage visa process. Its hilarious
Trav **********
Trav **********
@Malcolm ****
You sound like one yourself champ.
Cris ******
Cris ******
OP
@Malcolm ****
its almost every post in these groups at least one comes out.
Jeremy ********
Jeremy ********
@Malcolm ****
not sure who you’re referring to

But learn to sabai sabai and do things the Thai way
Nick ************
Nick ************
@Jeremy *******
it's pretty obvious he is referring to you. If you haven't got anything helpful to say just keep quiet and stop irritating everybody.
Jeremy ********
Jeremy ********
@Cris *****
people reply to my comments for unknown reasons
Cris ******
Cris ******
OP
@Jeremy *******
you replied to my post.... haha.
Jeremy ********
Jeremy ********
@Nick ***********
it’s not my problem people reply to me and I reply back

This is social media and that’s what it’s all about
Koin ******
Koin ******
And for Pink ID , we need yellow book
Rok ********
Rok ********
@Koin *****
how does one get a yellow book? Property Ownership will provide one?
Cris ******
Cris ******
OP
@Rok *******
you can get it through a rental. But your landlord has to go through the process as well and your amphur is at the discretion to give it or not.
Koin ******
Koin ******
Cris ******
Cris ******
OP
@Koin *****
haha. Yes just learned that. So im probably a month minimum from getting these.
Rok ********
Rok ********
@Cris *****
what was the process of applying?
Jeremy ********
Jeremy ********
@Rok *******
super simple barely an inconvenience
Koin ******
Koin ******
@Cris *****
oh it's a headache 🤣😭
Frangipani *******
Frangipani *******
Get with the program, dude.

Complaining won’t get you anywhere.
Jonathan **********
Jonathan **********
@Frangipani ******
why are there so many people like you in this group that just like to talk shit. Nothing that he wrote warrants this type of comment. You are far too old to be acting like a child
Cris ******
Cris ******
OP
@Frangipani ******
right... so why are you even in this group? I posted about banking regulations changing, as they seem to weekly at this point... "get with the program" haha. That's what im trying to do. Stop being a negative old troll.
Frangipani *******
Frangipani *******
@Cris *****
just fix it, dude!
Did *****
Did *****
@Frangipani ******
why are you even commenting, useless replies 🤡🎉🤣
Frangipani *******
Frangipani *******
@Cris *****
😱

Why don’t you just understand Thai 🇹🇭 legislation?

Especially the new laws that came in in
*****
/2025.
Cris ******
Cris ******
OP
@Frangipani ******
right im very happy for you. But thousands and thousands of foreigners are having issues... but when the next foreigners bank account gets frozen. I will say "well Annie has lived here 40 years and never had problems!!!" And it should fix it
Frangipani *******
Frangipani *******
@Cris *****
FFS

I’ve been living here for 40 years. I have not had any problems whatsoever with banking in this time.

Good luck.
Cris ******
Cris ******
OP
@Frangipani ******
baha. You obviously dont read any other comments here huh? Banks are all different, yellow book process is all different. Everyone's experiences and requirements are all different... so "thai legislation" has nothing to do with it.
Adam *********
Adam *********
Wanted to do yellow book. My landlord did not cooperative. She doesn’t want to come for interview as requested by my amphoe.
David *******
David *******
@Adam ********
To get a yellow book I needed to do 30 yr lease and get my name put in the book.
Cris ******
Cris ******
OP
@David ******
IT seems like every amphur has different rules
Adam *********
Adam *********
@David ******
that long?
David *******
David *******
@Adam ********
Normal lease here ,same for 25+ yrs

It can me sold on !
David *******
David *******
@Adam ********
My wife(ex) has my name in the book. I have the book. She stayed in Aust. Contract gives me until I die here if less than 30 yrz
Adam *********
Adam *********
@David ******
my amphoe allow yellow book with condition wife living together and her name registered on that particular house. Now we are renting. But landlord reluctant to include her name in blue book.
David *******
David *******
@Adam ********
You can buy an apartment for a book I think.
Chris ****
Chris ****
That’s wild. I have both but never been asked for either.
Peter *******
Peter *******
Life's too short to get a yellow book, most bank branches are sensible enough not to ask
Terry **********
Terry **********
@Peter ******
That was in the good old days not anymore 😔
Max *************
Max *************
@Peter ******
Most branches never asks for it because it has never been an official requirement.
Cris ******
Cris ******
OP
@Peter ******
thats why this confused me... I thought they meant house contract. But my wife clarified and they wanted a yellow book
Peter *******
Peter *******
@Cris *****
go to a different branch or bank
Max *************
Max *************
@Cris *****
I've been staying in three provinces in three regions over the years. Many years ago you could just waltz in at any bank anywhere and open an account on a tourist visa. One of those accounts at Bangkok Bank is still active and where I keep most of my money. I have other accounts for daily expenses.
Cris ******
Cris ******
OP
@Max ************
ya. Oh ive heard some stories old farangs tell me. Hell even when I first moved here some of that stuff was still implemented.
Peter *******
Peter *******
@Cris *****
Message back and say other branches don't ask for yellow book, more often residence certificate, just say no to that waste of time
Max *************
Max *************
@Cris *****
I think head offices for most banks are a bit tougher now when it comes to what a branch manager can do. Years ago they could basically do anything they wanted, now not so much.
Cris ******
Cris ******
OP
@Max ************
maybe its employee to employee on what is required? 5555
Cris ******
Cris ******
OP
@Max ************
noooo idea. When we left. She messaged back and was like. Ohhh I meant you need passport and yellow book not house contract. Then wife replied, also need pink ID card. And haven't gotten a reply.
Max *************
Max *************
@Cris *****
So why didn't your friend the "manager lady" help you? 🤔
Cris ******
Cris ******
OP
@Peter ******
i know 😞. I just wanted this one because its literally down the street from us and we are friends with the manager lady. I just want to get out of Bangkok bank ASAP.
Trav **********
Trav **********
Well they told you what to do, just do it, simple.
Jeffrey *********
Jeffrey *********
@Trav *********
Depending where you live and what your living arrangement is, getting the yellow book and pink card can be easy or impossible - and neither of them actually proves anything about your status in Thailand.
Pertti *************
Pertti *************
@Jeffrey ********
it tells your status is non immigrant visa holder if you can get tabien baan and you're legit living address with owner approval or you own it yourself🙏
Pertti *************
Pertti *************
@Cris *****
no it's certificate that your address is registered in that spot. You can have multiple books where you live and use that banks, dlt etc and your info is behind thai ID number and not your passport number👍 ID number is your tax number, social security schemes number etc. For citizenship you need book and id👌
Cris ******
Cris ******
OP
@Pertti ************
so its a glorified house contract and ID card...
Cris ******
Cris ******
OP
@Jeffrey ********
agreed. We can't get our housework for another month, minimum. Then have to apply for pink card. And I agree. It proves literally nothing haha. Nothing that a house contract and passport or drivers license proves.
Kent ********
Kent ********
What is a yellow book and what is a pink ID card? I assume that a drivers license would be an ID card, but it's not pink.
Bill *******
Bill *******
@Kent *******
A yellow book proves your registered address for foreigners. Blue book is for the owner of the property. They want to know you are not money laundering.
Timothy *******
Timothy *******
@Kent *******
A yellow book is similar to the blue book in the yellow book you can have your name in it
Michael ********
Michael ********
@Timothy ******
so what's the blue book🤔
Timothy *******
Timothy *******
@Michael *******
Its a house book the thais use and are registered in
Kent ********
Kent ********
Ok, so what is a blue book? If it comes from the bank, how can you get one before you can open an account?
Terry **********
Terry **********
@Kent *******
you need yellow House book and pink I'd card

Thais have blue house book and id card . it show your permanent address.

I got mine couple weeks ago bank wouldn't accept driving licence
Jeremy ********
Jeremy ********
@Cris *****
ok ask foreigners in Pattaya that own condos the color of their house books

I did
Cris ******
Cris ******
OP
@Jeremy *******
yep. Nope. Its a country wide thing. But k
Jeremy ********
Jeremy ********
@Cris *****
the yellow book is issued to foreigners as house books…Pattaya issues blue books

Different cities different protocols
Cris ******
Cris ******
OP
@Jeremy *******
find that hard to believe. Unless they are citizens....or permanent residents. Which are rare.
Jeremy ********
Jeremy ********
@Elías *******
same with Thais

Thais still use paper but I’m guessing the digital revolution is coming rapidly
Jeremy ********
Jeremy ********
@Cris *****
Pattaya issues blue books to foreigners
Cris ******
Cris ******
OP
@Elías *******
same here. Not the digital part. Thailand runs of physical paperwork. Mountains and mountains of it. But the blue book is only for thais. Yellow book foreigners can be on.
Elías ********
Elías ********
@Jeremy *******
interesting, South Korea also has the equivalent of that blue book you mention (although now everything is digital, no actual books anymore) but you can get in it only trhu birth, adoption, or marriage. So, no girl/boyfriends or friends, etc.
John *********
John *********
@Jeremy *******
I do it all the time
Jeremy ********
Jeremy ********
@Cris *****
no idea
Jeremy ********
Jeremy ********
@Nick ***********
fine you and your $50 dollar words
Cris ******
Cris ******
OP
@Jeremy *******
see what im talking about haha
Nick ************
Nick ************
@Jeremy *******
try reading the post it said internally. Quite specifically.
Jeremy ********
Jeremy ********
@Nick ***********
on thought you meant international not domestic travel

Be more specific in the future…not everyone can read your way of thinking
Cris ******
Cris ******
OP
@Nick ***********
yes you can.
Michael ********
Michael ********
@Kent *******
they dont mention anything if they can help it.
Nick ************
Nick ************
@Jeremy *******
you do not need your passport to board domestic flights. You can use your Thai driving license so I would imagine that you could also use your pink id card
Jeremy ********
Jeremy ********
@Kent *******
your wife will have the blue book and you can have the yellow book and pink id card

Pink id card can also get you the Thai price at non host hospitals if you talk your way through it
Kent ********
Kent ********
Oh, I just discovered that she does have a blue book. I never knew that. She never mentioned it. She also has a Thai ID card even though we've been living in the US for the last 14 years, but I didn't know that I needed one also. Thanks. We won't be coming until February, but I need to learn as much as possible now.
Cris ******
Cris ******
OP
@Kent *******
your wife should have probably a blue book for the house.
Kent ********
Kent ********
@Jeremy *******
Oh, OK. We own a condo in Hua Hin. I paid for it, but put it in my Thai wife's name; perhaps that was a mistake regarding the yellow or blue book. We've been there several times, including a month and a half last Winter, but never bothered with any of the residence registration.
Jeremy ********
Jeremy ********
@John ********
no not at all you need a passport
John *********
John *********
@Jeremy *******
you can also use it to fly internally
Jeremy ********
Jeremy ********
@Kent *******
a blue book is a tambien Bahn (house book) that all Thais are registered in for them to obtain an ID card residence etc etc etc etc

A yellow book can be obtained by a foreigner 2 ways…a blue book (tambien Bahn) housemaster says yore residing within the residence…most likely scenarios are wife, cool Thai family you helped out, business associate, GF/significant other

A foreigner buys a condo ahd gets the yellow book for ownership…Pattaya is known to give blue books so everywhere is different

With the yellow book or blue book (Pattaya) you apply for a pink ID card with a 13 digit thai ID Number

With the pink id card you can use the 13 digit id number to get a DL, open a bank acct, check into hotels, get a SIM card etc etc

Plus it’s a wallet sized id card
Jj ****
Jj ****
@Kent *******
household book. From amphor
Todd *********
Todd *********
Absolutely Nobody in the banking system, let alone ‘higher up’ would think a foreigner can open an account with a passport. Not. A. Chance.
12
Fred *********
Fred *********
@Todd ********
That's exactly what I used. In Thailand
Todd *********
Todd *********
@Fred ********
oh good. And when was that? In the last decade?

Let us know which bank and location, they will have a large lineup tomorrow
Todd *********
Todd *********
@Fred ********
and where was it? Which branch? Many here excited to know I’m sure
Fred *********
Fred *********
@Todd ********
Was this year actually. Dont care if anyone believes me or not. But that's all I used.
Max *************
Max *************
@Todd ********
I opened my KBank account in Jomtien with my passport and nothing else. But it's not possible now.
Cris ******
Cris ******
OP
@Max ************
i dunno its just very... disheartening with all of these changes and regulations and stuff they are implementing. Im married to a thai lady and we have a business here. And all this recent stuff is going to have massive ripple effects in the future.
Cris ******
Cris ******
OP
@Max ************
ok. Screen shotting this and if anything happens myself and Mr BangkokBank will call you!!! 😉 hahaha. I do agree though. I am curious of why they are doing that though
Max *************
Max *************
@Cris *****
If your account hasn't been frozen as we speak,it most likely will remain open.
Cris ******
Cris ******
OP
@Max ************
I haven't either. But this freezing accounts debacle is a bit scary. I actually like Bangkok bank. I've never had issues. But if they freeze my account I have to drive to hua hin, 9 hours, and fix it. And some people are reporting weeks of their account frozen.
Max *************
Max *************
@Cris *****
I'm not having any problems whatsoever with Bangkok Bank. I will never change my bank routines.
Cris ******
Cris ******
OP
@Max ************
oh I already have Bangkok bank. But with all their drama. I want to switch
Max *************
Max *************
@Cris *****
Just go from bank to bank and bring a residence certificate from immigration. It will make it easier,thats for sure. You'll eventually have your bank account.
Todd *********
Todd *********
@Max ************
correct. It’s not possible now. The game has changed.
Max *************
Max *************
@Todd ********
Well,it's imo totally ok. Why would anyone be able to open an account with just a passport or as a tourist? Try to do that back home.
Cris ******
Cris ******
OP
@Max ************
I opened my Bangkok bank account with passport and house contract.
Marcel ***
Marcel ***
@Todd ********
I opened 2 bank accounts in Indonesia with just a passport
Elías ********
Elías ********
@Marcel **
we're talking about Thailand
Lynnette *******
Lynnette *******
@Marcel **
but this is about Thailand not Indonesia.
Cris ******
Cris ******
OP
@Marcel **
hahaha. I see your point. But I am in Thailand regarding a thai bank in a thai Facebook group haha 😄.
Lynnette *******
Lynnette *******
@Marcel **
Yes, in Thailand, where banking is being discussed and his reply refers.
Marcel ***
Marcel ***
@Lynnette ******
he said absolutely nobody in the banking system 🤔
Steve *********
Steve *********
Cris ******
Cris ******
OP
@Todd ********
righto. Well thats what they told us. We brought all of my stuff in case.
Jeremy ********
Jeremy ********
Just bring your yellow book and pink id card

Super simple
Terry **********
Terry **********
@Jeremy *******
Had to get yellow book pink card to open account at kkbank last week 👍
Frank **********
Frank **********
@Jeremy *******
not everyone has one. For me the hassle of getting a yellowbook from my amphoe is ridiculous with their requirements.
Mark *****
Mark *****
@Fr***
, took me 6 months from start to finish in Pathum Thani.

My frist application was denied because I wasn't married at the time !!
Frank **********
Frank **********
@Mark ****
Thailand you gotta love it, lolol.
Cris ******
Cris ******
OP
@Mark ****
18 months?! Good lort. That's some perseverance.
Mark *****
Mark *****
@Cr**
, between my frist application and second was around 18 month's in the mean time I got married.
Cris ******
Cris ******
OP
@Mark ****
Holy guacamole. 6 months?! Did you get married then? Or just kep trying?
Jeremy ********
Jeremy ********
@Frank *********
it took me like a week and most of that time was waiting for an appointment

Not sure what you’re on about
Frank **********
Frank **********
@Cris *****
he thinks he knows everything.
Frank **********
Frank **********
@Jeremy *******
what I am on about is they wanted witnesses, my wife's parents, the village boss. My passport certified by the Embassy. Pretty easy to understand what I said. Not worth the hassle to me.
Jeremy ********
Jeremy ********
@Cris *****
this all facts
Jeremy ********
Jeremy ********
@John *********
I guess so

But I never see it
Cris ******
Cris ******
OP
@Jeremy *******
yep. Every other person in this comment thread has excuses they live on. Haha 😄
John **********
John **********
@Jeremy *******
you obviously lead a charmed existence
Jeremy ********
Jeremy ********
@John *********
I guess I hit the lotto jackpot and everyone else has excuses they live on about
John **********
John **********
@Jeremy *******
if you've spent any time in Thailand you should know that's not how it works. Every Amphur is different, every immigration office is different, every branch of every bank is different. I could go on.
Jeremy ********
Jeremy ********
@Cris *****
if it was super easy for me then it should be that way for everyone
Cris ******
Cris ******
OP
@Jeremy *******
we all know at this point....
Jeremy ********
Jeremy ********
@John *********
it was super simple for me
John **********
John **********
@Jeremy *******
I'm not blaming any situation, simply stating what I was told by my Amphur.
Jeremy ********
Jeremy ********
@John *********
I fit neither and it was super easy barely an inconvenience

Not sure what you’re on about or why you blame your situation
John **********
John **********
@Jeremy *******
I simply can't get one, rejected right away when last I tried. I don't own a condo and I'm not married. If you fit one or the other its easy
Roberto *********
Roberto *********
@Cris *****
It does, but there's ambiguities with some part which refer to "tax credits" - I eliminate these by registering as an Australian Tax Resident which means I don't even have to submit a tax return in Thailand
Jeremy ********
Jeremy ********
@Cris *****
this is why it was super simple barely an inconvenience
Cris ******
Cris ******
OP
@Roberto ********
interesting i didn't know that. Doesn't Australia have a dual tax agreement with Thailand?
Cris ******
Cris ******
OP
@Jeremy *******
everything in NYC is difficult. As I do agree that the DMV is part of a circle of hell. From my experience so is most government related anything in Thailand
Jeremy ********
Jeremy ********
@Cris *****
it was super super simple

It was Easier than going to the DMV in NYC

not sure what they’re on about
Roberto *********
Roberto *********
@Jeremy *******
I wouldn't get either as well. I need to distance myself as far as possible from Thailand Tax Residency, as I need to retain Australian Tax Residency to get the numerous concessions from there. Because residency can be based on "economic ties" I don't want any with Thailand. I won't even have a Thai driver's licence
Cris ******
Cris ******
OP
@Jeremy *******
haha. I love how you insult people saying garbage like this. When in just a few minutes 3 people have said its not easy and a big pain the ass.
Tony *****
Tony *****
@Jeremy *******
I got denied as well for yellow house book. Despite having long term lease local Amphoe wanted me on a marriage visa or no go.
Jeremy ********
Jeremy ********
@Mark *******
it was mind numbing simple

You obviously don’t understand how govt’s work around the world
Cris ******
Cris ******
OP
@Mark *******
i think this goes for many things in Thailand haha
Mark ********
Mark ********
@Jeremy *******
Super Simple really Jeremy 👌Not necessarily the same procedure and requirements from the local Amphoe. Your experience is not necessarily the same for others. Super simple really me thinks 🤔😊😜
Cris ******
Cris ******
OP
@Jeremy *******
except I dont have either. I dont think many farangs do?
Paul ********
Paul ********
@Cris *****
your right the ampour near me said I needed to be married which I know you don’t
Cris ******
Cris ******
OP
@Paul *******
ya. That's strange because I know a farang who has a farang wife. And they own their house and got a yellow book. Its allllll different haha
Nick ************
Nick ************
@Cris *****
I have not got either like you. All I have is a rental agreement. Can't do anything about it now as I am not in Thailand. It would have been nice to have known in advance what the new requirements were.
Richard *******************
Richard *******************
@Nick ***********
each bank, each branch, sometimes each member if staff can invent their own different requirements depending on which way the wind is blowing. Happened to me last week.
Cris ******
Cris ******
OP
@Nick ***********
well take it with a grain of salt. Because every bank, every branch seems different. Not to mention the rules could change next week.
David *******
David *******
@Cris *****
super easy to get.Your name should be on your property (yellow book) and your pink Id card from your local authority costs 40 baht . Why try to beat the system? What's required is required end off.
David *******
David *******
@Steve ******
(yellow book) I own my property, why would you ever want to keep a property in the previous owners name ?
Steve *******
Steve *******
@David ******
There's no real benefit to the yellow book/pink ID card. Been here just over 20 years never needed either 👍
Steve *******
Steve *******
@David ******
So what if you rent property and don't apply for an ID card?
Richard *******************
Richard *******************
@David ******
last time I asked my local.office about getting my yellow book they said bith that my disabled house owner must attend the office and I can nit get a yellow book without first marrying a Thai. Plus, this yellow book requirement for a bank acvount is not consistent, it is not a universal requirement. Having a yellow book and I'd card is an option, nit a requirement. Yes it makes life easier, but getting one is a different challenge depending on your local office or which staff you talk to.
Cris ******
Cris ******
OP
@David ******
The problem is the "requirements" vary location to location and depending on who you talk to. If it was an actual set requirement there would be no issue.
Jonathan **********
Jonathan **********
@David ******
no one is disputing that. There’s just no need for the smart ass comments some people leave. It’s like some people love having a stick up their ass
David *******
David *******
@Jonathan *********
if you follow the requirements and present what's required there isn't a problem. It's required for a reason .
Jonathan **********
Jonathan **********
@David ******
some of yall just like to say shit. Not everyone is trying to do anything illegal.
Cris ******
Cris ******
OP
@David ******
because at the moment the landlord won't sign off on a yellowbook. Our property won't be finished for another month. Then have to go through the process to get the yellow book, then get the pink ID. I never said I was trying to beat the system, or remotely hinted at that.
Jeremy ********
Jeremy ********
@Cris *****
it was super easy for me to get

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