@Andi **********

Wise is not a bank and Revolut is only a bank in certain territories. Both can be used to receive payments however. His problem is going to be opening an account with either of them which you can't do with a Thai address.

Print it out and hand it over with your passport

You can't apply for a 90 day Non-O visa based on age inside Thailand unless you have the required funds in a Thai bank account. If you don't have a Thai bank account the simplest thing to do is to apply for the visa in a nearby country using funds in your home bank, return to Thailand and open a bank account and deposit the money required for a 12 month extension of stay application

You heard wrong. If you are truly a digital nomad and can prove that you won't have a problem

@Paul *******

in that case I highly recommend you just do it yourself, it's pretty straightforward. Get the 90 day Non-O visa before you travel to Thailand. Get here and open a bank account in the first couple of weeks (you may need a residence certificate from immigration to do so) and transfer a minimum of 800k baht into it so it is there for 2 full calendar months before you need to apply for the 12 months extension of stay

If you don't already have a Thai bank account get the 90 day Non-O before you travel as you won't be able to open a bank account on a tourist visa

@Paul *******

but did you have your own money last time or did the agent front the money at that time? Also is your stamp from the immigration office that serves your local area?

If you entered on August 31 you need to leave by November 28 else you will be on overstay

Online everywhere

@Cary ***

that's pretty much necessary. So that's at least 2 potential reasons for refusal