You can get SafetyWing travel insurance for about $38/month.
I have it specifically for motorcycle accidents. I want top quality care should something happen. It could be a relatively affordable surgery at 100,000-200,000฿ or worse case be In ICU. Either way I’m covered.
The mandatory minimum insurance that comes with your bike is two-thirds of fuck all. It’ll cover a scrape or simple fracture.
I’m not looking for trouble but trouble may be looking for me.