Depending on what u need/age etc take a look at Genki. Wont work for everyone but does for me! €60 odd a month and can cancel at anytime and covers pretty much the same as the big boys. I have a referral code should you need
true. I guess it depends on what embassy apply at too. It does not actually specify you need to show income though just the 500k and that you can work as freelance/remotely.