@Anna ********

The people who cannot cope must be the same ones who always asked to borrow my biro to fill out their TM.6 on the aeroplane!

Anonymous participant 254 Excellent point and explanation! Is it the category or the actual reason for your original application that counts? For example, if DTV was granted for dental treatment must you supply updated evidence of further dental treatment or could you switch within the medical category to, say, physiotherapy?

Thanks and well done! There was a previous report of a German applicant being ‘invited’ for interview and not best pleased they had to travel two hours. Their only conclusion was that it must have been to check they were physically in their Country of application.

From UK hence no medical plan. Hadn’t taken out life insurance either. In Thailand, Thai Mrs is concerned about my becoming alcoholic and leaving her with my funeral bill. She took out a 20 year Life Insurance plan with Thai Life. If I survive until 86 all monthly premiums are refunded plus a bonus.

@John *********

Last time I asked Santander customer services they told me no problem with having an address abroad and they would send renewed/replacement cards to Thailand. My main bank is Halifax. They did permit addresses abroad but wouldn’t send cards to Thailand. Now they close you out if you live abroad. In anticipation of future changes (hence difficulties), I reverted the account address for both banks from Thailand to U.K.

@Andy ***********

@Leatrice ****************

You would have to speak to Cigna Global and obtain a firm quote. They do it quite quickly and easily over the telephone. I had a collapse due to low blood glucose. However, I wasn’t diagnosed with diabetes. That was what Cigna Global were most concerned about. As there was no diagnosis, diabetes didn’t apply and therefore not excluded from my policy.

Sorry to say but diabetes and extended periods of hospitalisation don’t sound good if wanting to retire in Thailand. Having said that, Government Hospitals provide very economical treatment although you wouldn’t want to stay on a public ward. Private rooms are available in Government Hospitals for 1,000 baht = 47 Australian Dollars per day (excluding treatment).

@Leatrice ****************

Cigna Global consider whether a pre-existing condition can be regarded as ‘resolved’ or ‘controlled’. My three months of treatment in 1986 for raised blood pressure with no recurrence or treatment since was regarded as ‘resolved’. Other cheaper companies automatically excluded anything ‘circulatory’. My monthly premium is $565 USD with $750 USD deductible.

@Andy ***********

Santander say you need to notify if travelling outside the EU. Halifax have removed their travelling abroad notification for both EU and elsewhere.