Yes you can open a bank account in Thailand without a retirement or business visa, but it can be more challenging. Here are some key points to consider:
1. Tourist Visa or Visa Exemption
• Some Thai banks allow foreigners on a tourist visa or visa exemption (30-day entry) to open an account, but policies vary by bank and branch.
• Bangkok Bank is one of the most foreigner-friendly banks that may allow account opening with a tourist visa, especially in major cities like Bangkok or Chiang Mai.
2. Required Documents
While requirements vary, you typically need:
• Passport (with valid visa or entry stamp)
• Proof of address in Thailand (hotel, condo lease, or utility bill)
• Work permit or letter from an embassy (not always required but may help)
• Initial deposit (usually around 500-1,000 THB)
3. Best Banks for Foreigners
Some banks are more flexible than others:
• Bangkok Bank – Best chance with a tourist visa.
• Kasikorn Bank – May require a long-stay visa.
• Siam Commercial Bank (SCB) – Often requires a work permit.
4. Alternative Options
• Wise (formerly TransferWise) and Revolut offer multi-currency accounts that can be used in Thailand.
• Digital banks in Thailand (e.g., SCB’s Easy App) may require a local bank account first.