i spoke to the kbank call centre so my info is probably as good as it gers. If your buying stuff at least in ikea and homepro and the like you can purchase on a debit card.
In regards to the transaction limit on a KBank bank savings account. I've just spoken the KBank they confirm the single transaction limit is 50kthb with the total daily limit also 50kthb. He said there is a project at the bank to apply face recognition to the account at which time they will allow higher amounts.
Also if you have a debit card on your account you can make purchases up to 500kthb depending on your credit with the bank, so can make purchases at shops and the like. This seems high to me but I asked him twice. Cash from a ATM is 30kthb a limit of the cash machine. He also said you could make transfers on the card up to 1m. Really?
10 years or more. Did you check if you could adjust the daily limit on you app? I just tried on my app and it let me set it too 2mthb, but Ive just thought I have a credit card with a 600kthb limit, maybe that affects the limit somehow. The credit card was with CITI bank and they transfered the card to Kbank. Ive just checked and credit has been reduced inline with my increasing account transfers, so the overall you must have a credit limit, probably with a call to Kbank customer service.
The daily limit on my kbank was 100kthb, but i could adjust it to 200kthb. The 50kthb per transaction is set due to new financial regulations. My "scan" limit is 5kthb and I could not adjust it.
Hopefully this can help someone, I will go through my process.
1. 11:00 pm 20th January Applied for Visa directly through the official [members only]/ website and selected the correct thai embassy for my local Australian region.
2. 10am 21st January "document check pending"
- I sent the same photo as my passport which is a few years old.
they asked for a more recent photo taken within the last 6 months.
Took a quick basic photo with my phone with a white backround.
3. 28th January Status moved to "Pending Approval"
4. 29th January Approved
I own my own Australian company and I am the sole owner.
* Provided a 1 page cover letter explaining what I do in my business and screenshots of business payments such as Stripe and affiliate marketing.
* Provided the official ASIC business company extract current and historical. This was $20 from the government website and outlines who owns the company, who are the shareholders etc.
* I asked my accountant to create me a 6 month income statement showing my earnings from this financial year July 01 2024 - December 31 2024.
* Bank statement showing 500,000 bhat equivalent, I transferred the final 400,000 bhat into my account only hours before applying and showed 3 months of official bank statements where basically the balance was always well below 500,000.
You might consider swapping to the an ext to "support of your Thai child" its pretty much the same documentation, but you need thier birth certificate and see them in the blue book. The beauty of this is the funds only need to be on the day of ext submission, although, there are some reports saying some office's require two months, ypu should check. Also you might be able to extend your current ext with a 60day "to visit or support your Thai wife"