@Roger *******

yes that's absolutely correct but as a holder of a DTV by lawyou need to advise Immi of changes to your circumstances.. if your account has ฿500k in thereunder you account is suspended you won't have access to the ฿500k. Thus my worry that your DTV will be cancelled. As I advisedkeepyour account active which will cost nothing in the transfers to another Thai account. That's my recommendation and if you wish to confirm with immi then call or visit them

@ANONYMOUS MEMBER Yes follow these instructions

🇹🇭 𝐆𝐫𝐞𝐠’𝐬 𝐃𝐢𝐠𝐞𝐬𝐭: 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐓𝐡𝐚𝐢 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐅𝐫𝐞𝐞𝐳𝐞𝐬

More and more foreigners in Thailand are facing the same nightmare: accounts suddenly frozen.

No warning. No access. No way to pay bills or even buy lunch.

So… what’s your Plan B?

✅ Smart Safeguards

Multi-Currency Debit Cards

Wise →

Revolut → revolut.com

N26 → n26.com

Payoneer → payoneer.com

Remitly → remitly.com

Hold THB or auto-convert from USD/EUR at real rates. Add to Apple Pay/Google Pay → works at stores that accept contactless Visa/Mastercard (not PromptPay QR)

Works at ATMs and most Visa/Mastercard terminals (some Big C stores, larger retailers). Note: Wise/Revolut cards don’t work with Thailand’s local PromptPay QR system, but they do work where contactless Visa/Mastercard is accepted.

Keep an Overseas Account Active

Don’t close your home account. Link your Wise/Revolut card to spend in Thailand. Even if your local account freezes, you’re still liquid.

Fintech Platforms

Use Wise, Payoneer, or Remitly for cross-border bill payments and transfers. Faster and cheaper than SWIFT.

Local Anchors

Property ownership, marriage visas, or long-term visas give stronger eligibility. Banks are far less likely to target these than tourist accounts.

Split Your Risk

Don’t rely on one bank. Keep part overseas, part in fintech, part local. If one channel freezes, the others keep you going.

❄️ If Your Account Is Frozen

Call 1441 → press 2 (anti-scam/unfreeze hotline)

If unresolved, escalate via BOT hotline 1213 (Financial Consumer Protection Center).

File a complaint with BOT’s Financial Consumer Protection Center (FCC):

Call 1213 or email

Submit via BOT Helps & Complaints portal



Include passport, account number, branch, visa, proof of address, and evidence of legitimate transactions.

Visit your original branch with:

Passport & visa docs

Proof of Thai address

Thai mobile number in your name

Bank statements / recent transaction evidence

Show proof of legal status (work, retirement, marriage, long-term visa).

Ask the bank to release only the “suspicious portion” of funds (per BOT guidance).

⚠️ Reality Check

Crackdowns on mule accounts and scams are driving this — but many innocent foreigners are caught in the net.

👉 Don’t wait until your account is frozen. Build your backup plan now.

@Roger *******

yep and they not youwill close itand the account won't be visible for Immigration

@Roger *******

your closing your bank account or did i miss something

@Roger *******

some banks are 6 months but you will put your visa in jeopardy. There's no transfer fees from your Thai bank to your wifes Thai bank.

I don't recommend you do this.

3

@Michel *******

@Ned ******

where are you located? Plenty here in Bangkok. After irs notarised do you need to attend MFA?

@Sean *********

yep 7-8 years ago after complaining for 6 months to Wise their tech support locked all my transfers via Bangkok bank international. Never had a long transfer time since

Bangkok bank transfers in under a minut

@Marty *****

no call 1441. That's a hot line. Also look up my friend

@Greg ******

's post with other numbers. Googluck