This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Phil *****
This is a summary of
Phil *****
's contributions to the platform. They have posed 4 questions and added 2824 comments.

QUESTIONS

COMMENTS

Phil ******
@Roger *******
yes that's absolutely correct but as a holder of a DTV by lawyou need to advise Immi of changes to your circumstances.. if your account has เธฟ500k in thereunder you account is suspended you won't have access to the เธฟ500k. Thus my worry that your DTV will be cancelled. As I advisedkeepyour account active which will cost nothing in the transfers to another Thai account. That's my recommendation and if you wish to confirm with immi then call or visit them
Phil ******
@ANONYMOUS MEMBER Yes follow these instructions

๐Ÿ‡น๐Ÿ‡ญ ๐†๐ซ๐ž๐ โ€™๐ฌ ๐ƒ๐ข๐ ๐ž๐ฌ๐ญ: ๐–๐ก๐ž๐ง ๐˜๐จ๐ฎ๐ซ ๐“๐ก๐š๐ข ๐๐š๐ง๐ค ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ ๐…๐ซ๐ž๐ž๐ณ๐ž๐ฌ

More and more foreigners in Thailand are facing the same nightmare: accounts suddenly frozen.

No warning. No access. No way to pay bills or even buy lunch.

Soโ€ฆ whatโ€™s your Plan B?

โœ… Smart Safeguards

Multi-Currency Debit Cards

Wise โ†’
*************************


Revolut โ†’ revolut.com

N26 โ†’ n26.com

Payoneer โ†’ payoneer.com

Remitly โ†’ remitly.com

Hold THB or auto-convert from USD/EUR at real rates. Add to Apple Pay/Google Pay โ†’ works at stores that accept contactless Visa/Mastercard (not PromptPay QR)

Works at ATMs and most Visa/Mastercard terminals (some Big C stores, larger retailers). Note: Wise/Revolut cards donโ€™t work with Thailandโ€™s local PromptPay QR system, but they do work where contactless Visa/Mastercard is accepted.

Keep an Overseas Account Active

Donโ€™t close your home account. Link your Wise/Revolut card to spend in Thailand. Even if your local account freezes, youโ€™re still liquid.

Fintech Platforms

Use Wise, Payoneer, or Remitly for cross-border bill payments and transfers. Faster and cheaper than SWIFT.

Local Anchors

Property ownership, marriage visas, or long-term visas give stronger eligibility. Banks are far less likely to target these than tourist accounts.

Split Your Risk

Donโ€™t rely on one bank. Keep part overseas, part in fintech, part local. If one channel freezes, the others keep you going.

โ„๏ธ If Your Account Is Frozen

Call 1441 โ†’ press 2 (anti-scam/unfreeze hotline)

If unresolved, escalate via BOT hotline 1213 (Financial Consumer Protection Center).

File a complaint with BOTโ€™s Financial Consumer Protection Center (FCC):

Call 1213 or email
*************


Submit via BOT Helps & Complaints portal

**********************************************


Include passport, account number, branch, visa, proof of address, and evidence of legitimate transactions.

Visit your original branch with:

Passport & visa docs

Proof of Thai address

Thai mobile number in your name

Bank statements / recent transaction evidence

Show proof of legal status (work, retirement, marriage, long-term visa).

Ask the bank to release only the โ€œsuspicious portionโ€ of funds (per BOT guidance).

โš ๏ธ Reality Check

Crackdowns on mule accounts and scams are driving this โ€” but many innocent foreigners are caught in the net.

๐Ÿ‘‰ Donโ€™t wait until your account is frozen. Build your backup plan now.
Phil ******
@Roger *******
yep and they not youwill close itand the account won't be visible for Immigration